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Capital One CLI every 180 days per card or across all cap one cards?

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rhapsody1
Member

Capital One CLI every 180 days per card or across all cap one cards?

I have more than one Capital One card.

Is the 180 day guidance between CLI's per card or across all cards with Cap One? 

Anotherwords, if i got a CLI before on one card, do i need to wait a full 180 days before i ask for a CLI on a different cap one card?

 

 

thanks as always for your insight!

Message 1 of 6
5 REPLIES 5
OmarGB9
Community Leader
Super Contributor

Re: Capital One CLI every 180 days per card or across all cap one cards?

Per individual card. Not across all cards like Amex.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 6
rhapsody1
Member

Re: Capital One CLI every 180 days per card or across all cap one cards?

thank you!

Message 3 of 6
Jeffster1
Valued Contributor

Re: Capital One CLI every 180 days per card or across all cap one cards?

For most of us, a CLI from Cap One would be akin to seeing the Loch Ness Monster. My QS is semi-permanently sockdrawered and my Walmart is relegated to being my AZEO balance card. 

Congrats to you! 

 

 

 

 

0% utilization
FICO 8 EX 829 EQ 839 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 25K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 32K I NFCU Amex 28K | NFCU CashRewards Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 25K I Bread Financial American Express 15.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 10.8K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I
Message 4 of 6
SUPERSQUID
Valued Contributor

Re: Capital One CLI every 180 days per card or across all cap one cards?


@Jeffster1 wrote:

For most of us, a CLI from Cap One would be akin to seeing the Loch Ness Monster. My QS is semi-permanently sockdrawered and my Walmart is relegated to being my AZEO balance card. 

Congrats to you! 

 

 

 

 


I think i will see nessy before my next cap 1 cli,

NESSY THE CAP 1 CLI MASCOTNESSY THE CAP 1 CLI MASCOT

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 5 of 6
Jeffster1
Valued Contributor

Re: Capital One CLI every 180 days per card or across all cap one cards?


@SUPERSQUID wrote:

@Jeffster1 wrote:

For most of us, a CLI from Cap One would be akin to seeing the Loch Ness Monster. My QS is semi-permanently sockdrawered and my Walmart is relegated to being my AZEO balance card. 

Congrats to you! 

 

 

 

 


I think i will see nessy before my next cap 1 cli,

NESSY THE CAP 1 CLI MASCOTNESSY THE CAP 1 CLI MASCOT


LOL Same here. Too bad my patience doesn't exceed my attention span. I'm done with Cap One. In the words of the great Dr. Iris Puffybush, "Why fight it?"

 

E0D9583D-6561-4A05-8AAD-DD026C8E8CA4.jpeg

0% utilization
FICO 8 EX 829 EQ 839 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 25K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 32K I NFCU Amex 28K | NFCU CashRewards Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 25K I Bread Financial American Express 15.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 10.8K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I
Message 6 of 6
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