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Capital One CLI request for dox

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Anonymous
Not applicable

Capital One CLI request for dox

Hi, I submitted a request for CLI and received this in email-

 

 

"To finish processing your recent request, we need information showing proof of your income.

Upload a copy of one or more of the following documents to verify your income: • Tax return document(s) (W2, Form 1040 and/or Form 1099) from the most recent tax year • Two consecutive pay stubs or earnings statements issued within the last three months..."

 

Does It seem like ill be approved once verified?

Message 1 of 19
18 REPLIES 18
myjourney
Super Contributor

Re: Capital One CLI request for dox

50/50 shot 

Wish I could give you better news 

Some people feel comfortable giving doc's some don't 

Good luck whichever decision you make 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 19
Anonymous
Not applicable

Re: Capital One CLI request for dox

Appreciate it, I figure Im auto denied if I do nothing, might as well get my paystubs over.  Will update on outcome.

Message 3 of 19
Loquat
Moderator Emeritus

Re: Capital One CLI request for dox

Good luck!  I hope it works out for you...

Message 4 of 19
CreditCuriosity
Moderator Emeritus

Re: Capital One CLI request for dox

I would tend to believe if you don't you will be denied and that is it.. If you do, you have a decent shot at a CLI.  Wish they would ask me vs the 2-3 day message then "not using enough existing credit limit on card" or whatever it is :/.

Message 5 of 19
Anonymous
Not applicable

Re: Capital One CLI request for dox


@CreditCuriousity wrote:

I would tend to believe if you don't you will be denied and that is it.. If you do, you have a decent shot at a CLI.  Wish they would ask me vs the 2-3 day message then "not using enough existing credit limit on card" or whatever it is :/.


First time theyve asked me so hoping it goes well Smiley Happy 

Message 6 of 19
myjourney
Super Contributor

Re: Capital One CLI request for dox


@Anonymous wrote:

@CreditCuriousity wrote:

I would tend to believe if you don't you will be denied and that is it.. If you do, you have a decent shot at a CLI.  Wish they would ask me vs the 2-3 day message then "not using enough existing credit limit on card" or whatever it is :/.


First time theyve asked me so hoping it goes well Smiley Happy 


I think your chances are 70/30 with Doc's 

In your favor of course Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 19
Anonymous
Not applicable

Re: Capital One CLI request for dox


@myjourney wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

I would tend to believe if you don't you will be denied and that is it.. If you do, you have a decent shot at a CLI.  Wish they would ask me vs the 2-3 day message then "not using enough existing credit limit on card" or whatever it is :/.


First time theyve asked me so hoping it goes well Smiley Happy 


I think your chances are 70/30 with Doc's 

In your favor of course Smiley Wink


Take those odds to Vegas ! Smiley Wink

Message 8 of 19
SunriseEarth
Moderator Emeritus

Re: Capital One CLI request for dox


@Anonymous wrote:

Hi, I submitted a request for CLI and received this in email-

 

 

"To finish processing your recent request, we need information showing proof of your income.

Upload a copy of one or more of the following documents to verify your income: • Tax return document(s) (W2, Form 1040 and/or Form 1099) from the most recent tax year • Two consecutive pay stubs or earnings statements issued within the last three months..."

 

Does It seem like ill be approved once verified?


I think the odds are good.   Long ago, I had an EO-initiated CLI request that moved me from $650 to $1000, and they requested income verification.   



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Message 9 of 19
ojefferyo
Valued Contributor

Re: Capital One CLI request for dox

Interesting, haven't heard Cap1 asking for POI so much. 

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