Capital One CLI request for dox

[myjourney]

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@ojefferyo wrote:

Interesting, haven't heard Cap1 asking for POI so much. 

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It's rare but does happen more the last year 

Since they started handing out big limits on Venture and QS

[emanuelr1b]

I received that same message in October and was approved for my CLI. It wasn't much but I was approved. I suspect that if your income checks out, you will receive a CLI.

[UncleB]

I'm not asking for specifics, but are you reporting a high income when you request your CLI?

I recall Capital One a while back asking for POI from someone who was applying for a new account and was reporting a high income... in that case, the results were an approval with a higher than usual initial credit line. 

[Anonymous]

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@UncleB wrote:

I'm not asking for specifics, but are you reporting a high income when you request your CLI?

I recall Capital One a while back asking for POI from someone who was applying for a new account and was reporting a high income... in that case, the results were an approval with a higher than usual initial credit line. 

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92k, my paystubs show 115k+

[UncleB]

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@Anonymous wrote:

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@UncleB wrote:

I'm not asking for specifics, but are you reporting a high income when you request your CLI?

I recall Capital One a while back asking for POI from someone who was applying for a new account and was reporting a high income... in that case, the results were an approval with a higher than usual initial credit line. 

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92k, my paystubs show 115k+

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Thanks for sharing.  IIRC in the other case the poster reported an income over $100k, so perhaps somewhere around that amount Capital One has a trigger for POI.  (That's just my speculation.)

So far I've not heard of anybody with a more modest income being asked for POI... hopefully that trend will continue! 

[bsal]

I just applied for platinum cap1 card online and just got approved for 1k is there a number where I can call for an increase or is it too early to recon for increase

[Anonymous]

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@bsal wrote:
I just applied for platinum cap1 card online and just got approved for 1k is there a number where I can call for an increase or is it too early to recon for increase

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They won't give you an increase.

[Anonymous]

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@Anonymous wrote:

Hi, I submitted a request for CLI and received this in email-

"To finish processing your recent request, we need information showing proof of your income.

Upload a copy of one or more of the following documents to verify your income: • Tax return document(s) (W2, Form 1040 and/or Form 1099) from the most recent tax year • Two consecutive pay stubs or earnings statements issued within the last three months..."

Does It seem like ill be approved once verified?

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Yes once u send in proof they will increase your limit

[Anonymous]

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@UncleB wrote:

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@Anonymous wrote:

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@UncleB wrote:

I'm not asking for specifics, but are you reporting a high income when you request your CLI?

I recall Capital One a while back asking for POI from someone who was applying for a new account and was reporting a high income... in that case, the results were an approval with a higher than usual initial credit line. 

---

92k, my paystubs show 115k+

---

Thanks for sharing.  IIRC in the other case the poster reported an income over $100k, so perhaps somewhere around that amount Capital One has a trigger for POI.  (That's just my speculation.)

So far I've not heard of anybody with a more modest income being asked for POI... hopefully that trend will continue! 

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Maybe I had to send in POI for my venture and QS. Maybe it's cause when I got car loan I was reporting 180k and when I applied for venture and QS I put income at 240k cause of my year end bonus. After sending it in I got venture for 15000 and QS for 8000. Also have another QS1 with 3000 and QS 2000