@Roy-Batty-6 wrote:
Can you explain what you mean by a "tranched account"? I've had the card for about 7 years, and my current CL is $2200. About four years ago, I missed a couple of payments, but I have received two CLI since then.
I'm tempted to but it back in the sock drawer and get an AMEX Gold. I only wanted to keep it because of its age, not because I like the card.
If you're only keeping it because it's your oldest account, then CLI and agony surrounding it are completely unnecessary,, it's not like adding extra to the limit adds extra age.
Rest is referring to asset backed securities, usually referenced around here as "bucketed card"