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Capital One Declined

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Anonymous
Not applicable

Re: Capital One Declined

Hey CA!

Sorry for your troubles. Are you trying to re-establish a relationship with Cap1?
Message 11 of 19
Anonymous
Not applicable

Re: Capital One Declined


@Creditaddict wrote:

@Imperfectfuture wrote:
But why add users?

Does it matter?


Apparently, with regards to you and your active profile C1 seems to strongly think so.

Message 12 of 19
Anonymous
Not applicable

Re: Capital One Declined


@CatOfSpades wrote:

Not consistent with their expectatations? That is so weird! I never knew weird things like this happened until I joined the forums. 


and.....if you never have CA's level of activity then you never will.

Message 13 of 19
mattmyFIC0
Established Contributor

Re: Capital One Declined


@Creditaddict wrote:

@Anonymous wrote:

Did they HP you?


Yes, They did. Luckily I applied for a Sony card that just pulls 1 report.


Was it EQ? I've had them only pull one before when I applied for the Saks card/ Saks MC.

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Message 14 of 19
Creditaddict
Legendary Contributor

Re: Capital One Declined


@mattmyFIC0 wrote:

@Creditaddict wrote:

@Anonymous wrote:

Did they HP you?


Yes, They did. Luckily I applied for a Sony card that just pulls 1 report.


Was it EQ? I've had them only pull one before when I applied for the Saks card/ Saks MC.


yes

Message 15 of 19
Creditaddict
Legendary Contributor

Re: Capital One Declined


@Anonymous wrote:

@Creditaddict wrote:

@Imperfectfuture wrote:
But why add users?

Does it matter?


Apparently, with regards to you and your active profile C1 seems to strongly think so.


my point was it has nothing to do with my credit report... it's just past relationship with them.

but i have 2 open business accounts... just found it curious that they are going to block me from a new personal account... but how long? they don't block people that have burned them once discharge happens or like 6 months have past... that's all.

Message 16 of 19
Imperfectfuture
Super Contributor

Re: Capital One Declined


@Creditaddict wrote:

@Anonymous wrote:

@Creditaddict wrote:

@Imperfectfuture wrote:
But why add users?

Does it matter?


Apparently, with regards to you and your active profile C1 seems to strongly think so.


my point was it has nothing to do with my credit report... it's just past relationship with them.

but i have 2 open business accounts... just found it curious that they are going to block me from a new personal account... but how long? they don't block people that have burned them once discharge happens or like 6 months have past... that's all.


To answer that question, I would contact EO.  BUT, why not wait a year, then contact before app?

Signature needs updating
Message 17 of 19
Creditaddict
Legendary Contributor

Re: Capital One Declined


@Imperfectfuture wrote:

@Creditaddict wrote:

@Anonymous wrote:

@Creditaddict wrote:

@Imperfectfuture wrote:
But why add users?

Does it matter?


Apparently, with regards to you and your active profile C1 seems to strongly think so.


my point was it has nothing to do with my credit report... it's just past relationship with them.

but i have 2 open business accounts... just found it curious that they are going to block me from a new personal account... but how long? they don't block people that have burned them once discharge happens or like 6 months have past... that's all.


To answer that question, I would contact EO.  BUT, why not wait a year, then contact before app?


Yeah, I'm not reaching out to anyone.

Message 18 of 19
RonM21
Valued Contributor

Re: Capital One Declined

Sorry to hear. This is just another data point that I'll try to remember, as far as what possible outcomes can happen in different scenarios. This is a different one I hadn't heard before though.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 19 of 19
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