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Capital One Manual Review

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Anonymous
Not applicable

Capital One Manual Review

Hi All,
Thanks to all who gave great advice on the capital one EO email.

I received a call back Friday 4/8 from a lovely lady who took my info and then submitted it for manual review.

From experience how long did it take for you to see any increase to your accounts, if at all? I am waiting to see an increase any day now but no luck as of yet.

Thanks in advance
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Capital One Manual Review

7-10 business days. They may or may not provide an increase. There are no guarantees. I've had a manual review from the EO come back and decline any level of increase, then about 4 weeks later I push the button and get a 3k increase. Makes zero sense. Nothing changed in profile in that 4 weeks. Hope it works out for you!

Message 2 of 14
Loquat
Moderator Emeritus

Re: Capital One Manual Review

Best of luck to you!

Message 3 of 14
Anonymous
Not applicable

Re: Capital One Manual Review


 Makes zero sense

Probably the best waqy to describe CapOne in general sometimes

Message 4 of 14
Anonymous
Not applicable

Re: Capital One Manual Review


@Anonymous wrote:

 Makes zero sense

Probably the best way to describe CapOne in general sometimes


Could not agree more. Smiley Happy

Message 5 of 14
TRC_WA
Senior Contributor

Re: Capital One Manual Review

I once called CapOne EO to get one of the many $500 CLI's I've gotten over the last 3 years...

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 6 of 14
Anonymous
Not applicable

Re: Capital One Manual Review


@TRC_WA wrote:

I once called CapOne EO to get one of the many $500 CLI's I've gotten over the last 3 years...


Hey, TRC, BECU buddy! Smiley Happy I see that BECU has treated you much better than your Capital One EO experience described above.

 

BECU is great. Smiley Happy

Message 7 of 14
KSK1912
Valued Contributor

Re: Capital One Manual Review


@Anonymous wrote:

 Makes zero sense

Probably the best waqy to describe CapOne in general sometimes


Exactly, sometimes they make absolutely no sense. Such as denying a cli on a 2 year old card, perfect payment history, blah blah, and then the next day approving the same cardholder's venture application with a $15K SL


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 8 of 14
Anonymous
Not applicable

Re: Capital One Manual Review

Do you have the contact info?
Message 9 of 14
Anonymous
Not applicable

Re: Capital One Manual Review


@Anonymous wrote:
Hi All,
Thanks to all who gave great advice on the capital one EO email.

I received a call back Friday 4/8 from a lovely lady who took my info and then submitted it for manual review.

From experience how long did it take for you to see any increase to your accounts, if at all? I am waiting to see an increase any day now but no luck as of yet.

Thanks in advance

Welcome to the forum! Patience is the best advice I can give you. Good luck!

Message 10 of 14
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