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Capital One “Pending Status” 7 to 10 days?

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Anonymous
Not applicable

Re: Capital One “Pending Status” 7 to 10 days?

How is Chase with the Slate card credit limits? I got $6,800 limit when I was approved for my Freedom Unlimited. I was hoping for more. MAybe Slate will offer more?? Thanks.

 

M

Message 21 of 37
joltdude
Senior Contributor

Re: Capital One “Pending Status” 7 to 10 days?

For a BT card the Slate isnt known for great limits...

Youd probably be dissapointed.. 

 

-J

 

Message 22 of 37
Anonymous
Not applicable

Re: Capital One “Pending Status” 7 to 10 days?

Thanks for the info. I see you have a Citi double card. How do you like it? Did the pull all three credit bureaus? Good limit? Thx

 

M


@joltdude wrote:

For a BT card the Slate isnt known for great limits...

Youd probably be dissapointed.. 

 

-J

 


 

Message 23 of 37
joltdude
Senior Contributor

Re: Capital One “Pending Status” 7 to 10 days?

Like the Citi card but only got 3500 for an initial CL

The rest was from a SP CLI... hoping to get another SP CLI sometime next month..

Got 2 HP for the Citi card though.. 

--J

 

Message 24 of 37
Anonymous
Not applicable

Re: Capital One “Pending Status” 7 to 10 days?

Hard pull from all 3 Bureaus on the Citi card or no, from only one? Cap One gave me a triple pull Smiley Sad

Message 25 of 37
joltdude
Senior Contributor

Re: Capital One “Pending Status” 7 to 10 days?

Chase Double Pulled for my Freedom but its one of my older cards..

Single pull for Chase Amazon

Think the Citi DC was a Double Pull though...

 

-J

 

Message 26 of 37
Anonymous
Not applicable

Re: Capital One “Pending Status” 7 to 10 days?

What Bureau for Chase Amazon? Transunion or Experian? Sorry, looking for a single pull cc. Cap One killed me w the triple.

Message 27 of 37
joltdude
Senior Contributor

Re: Capital One “Pending Status” 7 to 10 days?

Experian...

Problem is when you have a thin/rebuilder credit profile sometimes creditors prefer to do two vs one pull..

All kidding aside. i agree with you on the three pulls but expecting 2 and getting one is the norm...

Still think you might want to garden for 6 months regardless before you app for anything more...

 

-J

 

Message 28 of 37
blindambition
Senior Contributor

Re: Capital One “Pending Status” 7 to 10 days?

Back in 2014 it was a pull from EX. Chase likes to use Experian.


@Anonymous wrote:

What Bureau for Chase Amazon? Transunion or Experian? Sorry, looking for a single pull cc. Cap One killed me w the triple.


 

Message 29 of 37
Anonymous
Not applicable

Re: Capital One “Pending Status” 7 to 10 days?

SO TRUE!! And yes, if I finally get this Cap One Savor, I will be gardening for a while.  I've gotten a Chase Free Unlmtd, Amex Cash Mag, and Discover, all in the last 4 months. Time to garden!!! I don't have much to do for a few years.  Now that I have these 3 interest free cards that each offer 15 months on the no interest, plus good rewards, along with my car lease not being up for amost two more years, I would say I'M DONE!!! Hahaha..... I'll tell you, it bothers me that Chase and Bank of America keep sending me "special offers" for cc's, and they are not pre-approvals or anything guaranteeing a card.  They invite you to apply, then you may be denied and get three darn pulls. CRAZY!!!

 

 

M

Message 30 of 37
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