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Capital One - Stuck with CLI

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jrubedjmp311
New Contributor

Capital One - Stuck with CLI

All -

 

I started my credit journey with a Capital One Platinum in 2015. I ended up getting the card upgraded to a Quicksilver. In the last 5 years the limit only got the $1650.

 

2 years ago, I applied for the Venture card and that card is now up to 8k.

 

I called CO and they said the terms and conditions on the first card will limit the increases. 

 

I don't want to close it and lose my history but want to use it.

 

Any advice with CO and the limit on the account?

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2 REPLIES 2
Mr_Mojo_Risin
Senior Contributor

Re: Capital One - Stuck with CLI

It's just never going to grow very quickly. Its pretty much a beginner/rebuilder card. It's a good 1.5% cashback card without much growth.

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 2 of 3
SweetCreditObsession
Valued Contributor

Re: Capital One - Stuck with CLI

It's a bucketed card. If that term is unfamiliar to you, please use this site's forums to research it. There are a number of informative posts about it.


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Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
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