Yep, sounds about right. They told me I have too many INQs when I hit the luv/hate button. I think I give up on Cap One. They are getting like Chase now. I will keep them since they are the only card when I had none but I will not put swipes on a lender that gives me responses like a magic 8 ball.
They mentioned I have "too many inquiries" when requesting CLI on all 3 of my cards last month and the prior month, and I have 2 inquiries within the last year on that bureau.
Their reasons make no sense with reality. There are a few other threads where others have posted receiving that same reason from Capital One when requesting CLI within the last month.
I'd have accepted the reason if they mentioned too little use of the card, as that is more correct. But to have a reason that doesn't match with reality - when another readily available reason that does match with reality exists - makes no sense.
Then again, a few people have reported Capital One telling them "payment too low" when denying CLI, and the person consistently pays in full. Weird.
I don't give my business to lenders that play games, either, and I agree with the others on that as well.
Sorry to hear, OP, but as others have said, there are definitely better fish in the sea! 
@Anonymous wrote:Just FYI in case anyone else is in the same boat....
Today I tried again for CLI's on my Cap 1 cards on a whim - and I finally recieved one on each card for $250. After waiting almost a year on one of them - I will take it without complaint!
Congrats on finally getting something at least! But I think you definitely should look into other creditors to grow your credit history and limits. Good luck!
@Anonymous wrote:It appears from posts on other topics C1 is changing their business model.
@Anonymous exactly, @Anonymous ?
