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Capital One Venture question

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bobbycredit
Valued Member

Capital One Venture question

In regards to the Venture craze, which I want to get in on, I noticed on their prequal site that it mentions having credit cards longer than 3 years. I started building my credit again just over 2 years ago with the CapOne Platinum card. My scores should be around 680-700 as of right now since util is dropping from 20% to 10%. My question: Have ANY of you gotten approved for this Venture rush with less than 3 years credit card history? If so, what was your highest reporting limit prior to the Venture approval? What was your Venture approval CL?

Message 1 of 5
4 REPLIES 4
CreditCuriosity
Moderator Emeritus

Re: Capital One Venture question

Their criteria isn't right what they consider excellent credit, they don't follow it at least

Message 2 of 5
Anonymous
Not applicable

Re: Capital One Venture question


@CreditCuriousity wrote:

Their criteria isn't right what they consider excellent credit, they don't follow it at least


Consider the average Capital One applicant. Smiley Wink

 

Excellent is bound to be slightly less than remarkable.

Message 3 of 5
Anonymous
Not applicable

Re: Capital One Venture question

I know of several people with <3 years who were denied, but none who were
Message 4 of 5
CreditMagic7
Mega Contributor

Re: Capital One Venture question

Regular bank loans also qualify with the Excellent Credit criteria FWIW.

Message 5 of 5
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