@Anonymous wrote:I'm surprised no one has even mentioned the upgrade backdoor -- or is that not something we can talk about here? I had a QS1 that had recently (4/17) been upgraded from a Platinum that I just upgraded using ack-bay oor-day to a Quicksilver proper - new card is in the mail.
There's a large thread on the upgrade link for Capital One:
http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-check-for-upgrade-link/m-p/4934733#M1441980
The main problem is if you're stuck capital one's rebuilder bucket, there's very few ways out of it. And upgrading won't be an option. Or if it is, a high credit line isn't going to happen.
@Anonymous wrote:Oh yeah, absolutely. Also, I was quite confused by something else as well so I called. Platinum is both a card type and an account type, apparently. My QS card was originally a Platinum. So I didn't think anything of it saying Platinum card ending in 9999 at the upper right corner of my statement, but when I got upgraded to QS1.. it still said Platinum card ending in 9999. So I was told that I have a QS Platinum account -- which seems to just be more confusing than its worth, or am I being gullible again?
Nope. I've been got the same thing on my paperwork. And it has 'platinum' below the MasterCard logo on the back of my QS card (upgraded from a platinum). It earns the 1.5% CB but I've firmly put it in the rebuilder pile ($2K starting limit) and I'll probably end up combining the QS credit limit with whatever card I get from capital one next and just closing the card.