Capital One luv button obsession!

[Anonymous]

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@Vulcan1600 wrote:

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@skorpyo3 wrote:

Keep us informed Vulcan1600! 

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So, does this mean no?

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If you have questions about our decision, please visit www.capitalone.com/creditlineFAQ for more information.

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Unfortunately  a no....

[skorpyo3]

That's a BIG FAT NO. How long have you had card? Last CLI?

[Anonymous]

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@Anonymous wrote:

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@Vulcan1600 wrote:

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@skorpyo3 wrote:

Keep us informed Vulcan1600! 

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So, does this mean no?

Request Received

Thanks for submitting your request.

You'll receive a document in the Online Document Center with the outcome of our review in approximately 2-3 business days. We'll also send you an e-mail asking you to visit the Online Document Center when it's available.

If you haven't signed up for paperless documents, you'll also receive a letter by mail in about 10 business days.

If you have questions about our decision, please visit www.capitalone.com/creditlineFAQ for more information.

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Unfortunately  a no....

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Figured so. I only opened the QS card a month ago. I've had my other Platinum card since 2000 but don't use it anymore after I paid it off since it is not a rewards card. (They won't let me PC it).

[skorpyo3]

I'm wondering if Cap1 disables luv button after initial CLI. Lol. Anyone had success more than once with same card? 

[skorpyo3]

I would most definitely go through EO for PC. I sucessfully got 2 PC on the same card within 6 months. Their normal policy is one PC every 6 months.

[Jpmack29]

I hit it like twice a month. Never got anything. One cap card graduate credit steps in January 15, thinking bout hitting after mays stamens cuts. Other is about to finish in July. But I don't think it matters how many times you hit it, I read a member who hits it daily lol

[jamie123]

Be careful how often you press the button!

There was a poster on this forum complaining about his Discover CL and how he had been trying to raise the CL since the day he received it without any luck. All of his other cards were 10K+, his scores were 750+, but his Discover was stuck at $2500 like the day he received it. The card was 3 years old and he couldn't get a credit line increase no matter what he tried.

We had a long back and forth discussion about what he tried, call customer service etc.

Near the end of the discussion I asked him if he tried the luv button?

"Every day", he said.

"What do you mean by every day?", I asked.

"Every morning since the first day that I received the card, I sit down with my coffee and press the luv button."

He wasn't getting CLIs because for the past three years he pressed the luv button EVERY SINGLE DAY!

Now, I'm actually guessing how this works but I'm pretty sure this is how it works: Once you press the button and are declined a CLI, it starts a clock. Each lender probably sets this time differently but for the ease of clarity let's say this timer is set at 1 month. If you are declined a CLI the timer will automatically decline your next CLI if the button is pressed in less than 1 month's time and it resets the timer again. You keep pressing the button, you keep getting denied, you keep resetting the clock. After a while you will look extremely desperate to a lender and never get a CLI!

[skorpyo3]

Oh God! I hope not! I want that 2 month Venture CLI on 5/5!

[skorpyo3]

Can anyone confirm threat they got declined, then approved for CLI within 30 days?

[skorpyo3]

*that*