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Care Credit Question

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Anonymous
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Care Credit Question

Hi Guys,

 

 Just want to ask. I wanted to app for Care credit for my son's teeth braces. Can I use my care credit account if approved for my son's braces? Thank you.

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Care Credit Question

 

@Anonymous wrote:

Hi Guys,

 

 Just want to ask. I wanted to app for Care credit for my son's teeth braces. Can I use my care credit account if approved for my son's braces? Thank you.


I used it for my wife so i think you should be good, if you want to be sure call the clinic so they can tell you for sure, i did that and they said yes.

 

Hope this help Smiley Wink

Message 2 of 18
Anonymous
Not applicable

Re: Care Credit Question


@Anonymous wrote:

 

@Anonymous wrote:

Hi Guys,

 

 Just want to ask. I wanted to app for Care credit for my son's teeth braces. Can I use my care credit account if approved for my son's braces? Thank you.


I used it for my wife so i think you should be good, if you want to be sure call the clinic so they can tell you for sure, i did that and they said yes.

 

Hope this help Smiley Wink


Thank you Smiley Happy. I app'ed and got instant approval for $10,800 Smiley Happy ... Can I request for a CLI? just wondering Smiley Happy

Message 3 of 18
RonM21
Valued Contributor

Re: Care Credit Question

Who are they through?


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 18
Anonymous
Not applicable

Re: Care Credit Question


@RM21 wrote:
Who are they through?

Care credit is through Synchrony Bank 

Message 5 of 18
Anonymous
Not applicable

Re: Care Credit Question

A CLI with Care Credit will be a HP. Not sure why it is with Care Crédit when it's under Synchrony Bank. My other accounts with Synchrony Bank were all SPA when I requested a CLI. 

Message 6 of 18
Anonymous
Not applicable

Re: Care Credit Question

Yes you can, between 24 to 48 hours after applying they use the same HP, wait until tomorrow and call carecredit credit solutions and ask for 25k, they either say 1- approved, 2- we can approve you for just 20k or 3- they just say no sir lol.

Hope this help.

Message 7 of 18
Anonymous
Not applicable

Re: Care Credit Question

I've used Care Credit a couple of times for dental bills.  Approvals are pretty easy and limits are usually pretty nice too.  Don't miss any payments though as Synchrony is extremely tough and sticks to the rules of accurate reporting to the bureaus.  Interest rates can be pretty high, too, just a word of caution.

Message 8 of 18
Anonymous
Not applicable

Re: Care Credit Question


@Anonymous wrote:

A CLI with Care Credit will be a HP. Not sure why it is with Care Crédit when it's under Synchrony Bank. My other accounts with Synchrony Bank were all SPA when I requested a CLI. 


Thank you for the information.

Message 9 of 18
Anonymous
Not applicable

Re: Care Credit Question


elegua01 wrote:

Yes you can, between 24 to 48 hours after applying they use the same HP, wait until tomorrow and call carecredit credit solutions and ask for 25k, they either say 1- approved, 2- we can approve you for just 20k or 3- they just say no sir lol.

Hope this help.


Thank you Smiley Happy ...  What number should I call to request for CLI?

Message 10 of 18
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