Chance me QS

[Subexistence]

My EX frozen

Eq 770

Tu 754

2 inquiries on both eq and tu. AoOA 10 months and AaoA 7 months, AoYA 3 months.

Util 1%

Oh yeah I might apply for an AARP card before QS so inquiries on EQ will probably be 3 but AARP doesn't pull TU so expecting inquiries to be 2. 

[Physh1]

With EX frozen they will deny you. Cap1 pulls all 3 bureaus and there are a few data points showing denails w report(s) frozen. If you unfreeze your scores I'd say you have a good chance of approval.

[Subexistence]

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@Physh1 wrote:

With EX frozen they will deny you. Cap1 pulls all 3 bureaus and there are a few data points showing denails w report(s) frozen. If you unfreeze your scores I'd say you have a good chance of approval.

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do they accept PIN?

[fltireguy]

Also, DON'T count on who Chase will pull.. 

[HeavenOhio]

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@fltireguy wrote:

Also, DON'T count on who Chase will pull.. 

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Yeah, they could pull any one of the three or any two of the three. They pulled EX and TU for my Amazon card.

[Physh1]

Based on reading around and a DOC articled on which issuers will approve an app with frozen reports it looks like Cap1 will consider approval with EX or TU frozen but never EQ. As far as a pin goes I found zero data. You may be ok to app since your EX isnt frozen.

[Anonymous]

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@Physh1 wrote:

Based on reading around and a DOC articled on which issuers will approve an app with frozen reports it looks like Cap1 will consider approval with EX or TU frozen but never EQ. As far as a pin goes I found zero data. You may be ok to app since your EX isnt frozen.

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http://ficoforums.myfico.com/t5/Credit-Card-Applications/Capital-One-QS-application-declined-due-to-...

[UncleB]

Capital One is well-known for requiring all three credit bureaus to be available for new card applications, and recent threads/posts indicate that not only has this policy not changed it's likely even more strictly enforced.

It's against the forum TOS to advocate/discuss freezing a bureau solely for the purpose of forcing an issuer pull a different one.  With this in mind and since the question has been answered this thread is now locked and closed to new messages.

--UB