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I'm applying for Uber card next month. I have a Barclays CashForward card that I got a year ago and haven't spent on ever since getting $200 sign up bonus. I also have a 787Tu FICO08 score. I have 0 inquities in the last year but have 2 inquiries from the year before. I have applied for no cards in the last year.
What are my chances? I really want to avoid spending on my cashforward card ever since getting paypal 2%
I've been seeing a lot of people worried about getting approved for the uber card but I got approved and I'm a college student. I got instant approval with only 2 months history with a discover card with a cl of $1500 and just about a year with an auto loan. My fico score was just about 700 when I applied and got a CL of $1400. I only had 1 inquire on my trans-union report.
I guess it depends on who Barclays is trying to target makes sence why they would appove me since the rewards I feel are aimed towards people in there 20s.
I think your overall profile is in great shape. The only thing I see that might get in your way is the unused limit on your current card. Hopefully, someone can chime in on that.
Speaking of unused limits, it's a good idea to put a charge on each card every six months or so (five months if Wells Fargo) to hopefully keep them from being closed due to inactivity.