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What would be my chances of getting approved for a Capital One VentureOne? I know they are handing out MASSIVE limits right now.
A little background...I ruined my credit in my 20's and as of 08/01/14 EVERYTHING dropping off my credit. So I had a file like a fresh 18 yo lol. No credit and no FICO scores or any scores. I have had some revolving credit since 09/01/14. About 7 months of reported history and one little $400 installment loan with 7 months also reported. All my current scores and cards are in my sig. My utilization is 8 percent total. Trying to get it under 5.
THANKS GUYS!
Any luck trying the Cap1 prequal and seeing if Venture shows up? I was reading around the forums that the prequal site is pretty solid.
The platnium and Quicksilver1 which I already have pops up. The venture did pop up one time 3 weeks ago but it is gone now. I am nervous lol.
@Anonymous wrote:The platnium and Quicksilver1 which I already have pops up. The venture did pop up one time 3 weeks ago but it is gone now. I am nervous lol.
Try choosing the excellent credit and travel rewards options on the prequal.
I tried that and nothing came up at all lol. Un lucky me I guess. I wonder if anyone with less than a year has ever been approved?
@Anonymous wrote:I tried that and nothing came up at all lol. Un lucky me I guess. I wonder if anyone with less than a year has ever been approved?
Yes people have been approved with thin credit, however in your situation I highly doubt you will unfortunately. Keep building up your credit for a while and keep checking that pre-qual site. If it pops up app for it. The pre-quals are extremely reliable. Good luck to you
I got both Venture and Venture One without prequal, $10k each....My file may be a bit thicker, but scores are low 700's high 690's.
There have been many many approvals on Cap One Venture without prequailifiers. I wouldn't be concerned with a preapproval at all from Cap one.
I think you're a shoe-in for $10k on the Venture.
@Anonymous wrote:What would be my chances of getting approved for a Capital One VentureOne? I know they are handing out MASSIVE limits right now.
A little background...I ruined my credit in my 20's and as of 08/01/14 EVERYTHING dropping off my credit. So I had a file like a fresh 18 yo lol. No credit and no FICO scores or any scores. I have had some revolving credit since 09/01/14. About 7 months of reported history and one little $400 installment loan with 7 months also reported. All my current scores and cards are in my sig. My utilization is 8 percent total. Trying to get it under 5.
THANKS GUYS!
You should try and go directly. For some reason once that you are pre-qualify and you do not apply on the spot, it goes away. This happened to my mother
http://i357.photobucket.com/albums/oo11/secretazure/Your_Capital_One_Card_Results_zps7qxxvbtm.png
Is this what you saw that time? If you saw it at all and your scores didn't drop I'd say that you're golden.