Chances of getting a higher Cap 1 WM CLI

[cr101]

SL: $500

CLI 1 9 months later: +$200 ($700 CL)

CLI 2 attempt 6 months later: Offered $1,000 ($1,700 CL if accepted)

I pulled my credit reports and they did a SP around the end of last month. When they pull again this month, my total CL will be about $6k higher and my overall util will be a tad bit lower. My balances will be either the same as the previous pull, or about $500 higher. I haven't decided. I'm just wondering what you think my odds are of getting a higher CL than the $1,000.

[OmarGB9]

A $1k CLI is pretty generous for Capital One. I don't know that they'd go much higher than that.

[SoCalGardener]

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@OmarGB9 wrote:

A $1k CLI is pretty generous for Capital One. I don't know that they'd go much higher than that.

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My Walmart Rewards Mastercard has a $10,000 limit. But...

...it already had that when Capital One obtained the account--and it hasn't gone up one cent since then!

[cr101]

Thanks, @OmarGB9 and @SoCalGardener. That's what I was afraid of. 

[SoCalGardener]

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@cr101 wrote:

Thanks, @OmarGB9 and @SoCalGardener. That's what I was afraid of. 

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You're welcome. Yep, they're pretty stingy. In fact, NONE of my Cap1 cards has gotten a CLI in ages. I have three: two Quicksilver cards (MC and Visa) and the WM Rewards MC. Every time I hit the love button, on any of them, I immediately get denied, then a letter arrives with some ridiculous reason(s) for the denial. Whatever!