Wondering if the Business CSR would still have the 5/24 rule applied to it? Not the exact same card and prob has higher spend for 200k sub, and I think it's charge v. credit.
I'm 5/24 but I still see the You're Already Approved for the Biz CSR when I login. I've also heard this is often shown to people who get rejected for being 5/24, though.
@BrutalBodyShots wrote:
@CreditCuriosity wrote:Sorry :/.. Only card I am aware of that one can get with chase above 5/24 is Amazon Prime.
While the Amazon Prime is probably the most frequently referenced, I think there are plenty of other co-branded Chase cards that have been able to bypass 5/24 in addition to it. I know for example that their Southwest and Marriott cards have been mentioned in the past as well.
I have to agree with @CreditCuriosity, @BrutalBodyShots. Bypassing 5/24 is by far the exception. Keep in mind that you might be thinking about some members who reported approvals after getting a "Green Star" and "Black Star" targeted preapprovals which *will* normally bypass 5/24 ... but for that person only. I take 5/24 data points with a bit of skepticism as we've found members who didn't understand the rules and might report they bypassed it when they were actually within limits. For example, someone who had added an installment loan (which isn't included in the 5) might think they bypassed, or someone who had more than 5 inquiries (but not new personal accounts.) Or someone who included business accounts in the five. >This Link< from the points guy website lists the Chase cards found to be subject to 5/24, and it includes pretty much all of them with the exception of Amazon.
I just want to make sure we don't mislead anyone about the ability to bypass 5/24, as Chase is normally pretty strict about it. Most cobranded cards don't bypass. This was even validated by @NoMoreE46 on >his recent denial< for Southwest Rapid Rewards.
