Chase 5/24

[Anonymous]

I think I already know the answer to my question, but just wanted the forum opinion. I keep getting mailers and emails from Southwest to apply for the Premier card, but I am beyond 5/24. Does it still apply even if I am getting invitations from Southwest?

[Anonymous]

mailers are just advertising, but additionally I am not sure if Southwest is under the 5/24 rule. I know some of the co-branded cards are not, such as Ritz-Carlton, AARP, and Amazon.

[Anonymous]

Hi lewis1, i am in same boat with you. They keep sending me this mailer three times a week both for personal and business, but i know that i am way passed 5/24, so i can't take that bait. I think it is just for advertisment. You do not want to waste hard inquiry on something that you know your chances of getting it is very much slim. I have read on this forum about people who are over 5/24 going into branch offices and getting approved, so if you think you have a shot, then try one of their branches.

[Anonymous]

recently i was receiving tons of mailers from chase freedom and chase slate.  i found it odd cause everytime i went online to prequal nothing ever popped up.  i decided to go to the branch and asked if i was preapproved for any cards, and they said yes.     it was the freedom and slate.    so i would go to the nearest branch and ask if youre preapproved.

[Anonymous]

I believe the SW card does fall under the 5/24 rule.

[gdale6]

OP, have you been past 5/24 in the last 4 months or did you just recently go past 5/24??

[Anonymous]

I got a Hilton Amex this week, so not yet reported, 2 cards in July, and 2 in April. Before that my last card was in November.

[gdale6]

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@Anonymous wrote:
I got a Hilton Amex this week, so not yet reported, 2 cards in July, and 2 in April. Before that my last card was in November.

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Ok, thanks for the info.