Chase AARP Card

[fltireguy]

Matt4200- FYI. AARP is not a 5/24 card. Also. AARP also has a $100 bonus after $500 spend as well as a 0% Offer on all purchases for the first year.

[Anonymous]

I would guess you would be fine. It is a nice card. I have it and use it frequently.

[Anonymous]

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@pipeguy wrote:

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@Anonymous wrote:

Hmmmm. I just joined AARP myself (even though I'm only 53 and nowhere near ready to retire!) so I'm eligible for that card too. There's that little matter of the old Chase Visa that got included in my BK, though...

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You don't need to be retirement age or join AARP to apply or get approved for the Chase AARP card. I have the card and although I'm "retirement age" but not retired, I wouldn't join AARP if it was free, but I won't get into the politics of AARP. It's a good Chase card, feel free to apply because no age or membership is required (can't say about the bk history, that's a different matter).

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I'm still awaiting my membership package so I'll have to see what all it has to say about the AARP MC. As I'm gardening, it'll likely be 4-5 months more before I'm ready to apply for it (at which time I'll get my most current FICO scores and see how much they're improved since now), assuming I do (I do have a couple of other cards in mind as possibles so I'll have to pick and choose).

[Anonymous]

Fltireguy - Where's the $100 spend bonus? I've looked at this card quite a few times and never see it.

https://creditcards.chase.com/aarp/cardmember/default

Also, the Capital One Dining Rewards is NOT for the super elite. It's for people with 700+ credit scores.

[pipeguy]

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@Anonymous wrote:
Fltireguy - Where's the $100 spend bonus? I've looked at this card quite a few times and never see it.

https://creditcards.chase.com/aarp/cardmember/default

Also, the Capital One Dining Rewards is NOT for the super elite. It's for people with 700+ credit scores.

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Not trying to be snarky, but what is a "super elite" card?  Generally 700+ scores (okay maybe 720) will get you almost any card. I'm not a Cap-1 fan, and I do have the ARP Chase card, but I wouldn't consider either card as an status symbol  - which in my opinon is marketing over substance anyway.  

[Anonymous]

Well yes, I agree its marketing. Its the same reason that AMEX is so prestigious, despite me getting (IMO) their best card with a 670ish score. What im more getting at is that I dont know if they want a 700+ (Not me) score or if they are more leniant.

Also, just curious, does the idea that I already have a card with CapOne actually increase approval odds or is that a myth? I personally dont find it to be true whatsoever.

[Anonymous]

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@pipeguy wrote:

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@Anonymous wrote:

Hmmmm. I just joined AARP myself (even though I'm only 53 and nowhere near ready to retire!) so I'm eligible for that card too. There's that little matter of the old Chase Visa that got included in my BK, though...

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You don't need to be retirement age or join AARP to apply or get approved for the Chase AARP card. I have the card and although I'm "retirement age" but not retired, I wouldn't join AARP if it was free, but I won't get into the politics of AARP. It's a good Chase card, feel free to apply because no age or membership is required (can't say about the bk history, that's a different matter).

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Just curious, what are the politics you're talking about?  I was thinking of joining, but would love to hear your thoughts about AARP before doing so.

[newhis]

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@Anonymous wrote:
Fltireguy - Where's the $100 spend bonus? I've looked at this card quite a few times and never see it.

https://creditcards.chase.com/aarp/cardmember/default

Also, the Capital One Dining Rewards is NOT for the super elite. It's for people with 700+ credit scores.

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Here

http://www.aarpcreditcard.com

I got it when the bonus was $200, more than a year ago.

[pipeguy]

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@Anonymous wrote:

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@pipeguy wrote:

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@Anonymous wrote:

Hmmmm. I just joined AARP myself (even though I'm only 53 and nowhere near ready to retire!) so I'm eligible for that card too. There's that little matter of the old Chase Visa that got included in my BK, though...

---

You don't need to be retirement age or join AARP to apply or get approved for the Chase AARP card. I have the card and although I'm "retirement age" but not retired, I wouldn't join AARP if it was free, but I won't get into the politics of AARP. It's a good Chase card, feel free to apply because no age or membership is required (can't say about the bk history, that's a different matter).

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Just curious, what are the politics you're talking about?  I was thinking of joining, but would love to hear your thoughts about AARP before doing so.

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Can't discuss their lean or politics on MyFico boards, I'll just offer that their marketing and advocacy are issues I have a problem with (I know generic answer, don't want to get Mod-slapped). Note you can PM me if you want.

[Anonymous]

CMS - if you read their definition of "Excellent Credit" I would say most people with 670+ would qualify under their definition.

Newhis- Weird when I look at it through Chase there's no bonus offer