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Chase Amazon denial.....

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Officer737
Established Contributor

Re: Chase Amazon denial.....

Called recon line. They confirmed auto denial for the BK showing from 2 years ago. And they stated some of the new cards that I have opened....maybe they rulked with the 5/24 system? Oh well......off to the garden!

Message 11 of 18
Anonymous
Not applicable

Re: Chase Amazon denial.....

I was also denied when my Chapter 13 showed on my reports. After it fell off I had no problem being approved with Chase. Sometimes. waiting is the best strategy. Also, all card providers are not so sensitive to bankruptcy after a period of time. Good luck with your future plans.

Message 12 of 18
kdm31091
Super Contributor

Re: Chase Amazon denial.....

Keep in mind issuers, including Chase, can and do still deny people for new accounts, so it may not be 5/24, but just too many new accounts. Either way, sounds like gardening awhile will benefit you.
Message 13 of 18
Officer737
Established Contributor

Re: Chase Amazon denial.....

Luckily I was already on my way to the garden and threw that last app out there on my way. So I'm good either way and hit them up again when i come out.

Message 14 of 18
TRC_WA
Senior Contributor

Re: Chase Amazon denial.....


@Anonymous wrote:

I was also denied when my Chapter 13 showed on my reports. After it fell off I had no problem being approved with Chase. Sometimes. waiting is the best strategy. Also, all card providers are not so sensitive to bankruptcy after a period of time. Good luck with your future plans.


Same here.

 

Mine fell off last month though... problem I have now is I'm only 1 year into the 2 year thing... having opened 5 new accounts in late 2014/early 2015.

 

Will app with Chase in 2017.

FICO8 current as of : 10-20-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 15 of 18
smoop88
Regular Contributor

Re: Chase Amazon denial.....

I don't think it's too many new accounts I  got my chase Amazon last month with new accounts way more than 11. I got an instant approval, so it may be the BK. OP you aren't missing much with this card.

Message 16 of 18
KSK1912
Valued Contributor

Re: Chase Amazon denial.....


@smoop88 wrote:

I don't think it's too many new accounts I  got my chase Amazon last month with new accounts way more than 11. I got an instant approval, so it may be the BK. OP you aren't missing much with this card.


Chase Amazon may not count towards the 5/24 because it is a cobranded card. But there is a rumour they will start including the cobranded cards in the 5/24 rule, unless they already started doing it.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


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Are you free Tuesday..?
Message 17 of 18
Officer737
Established Contributor

Re: Chase Amazon denial.....

No biggie either way, I still have an Amazon card with a limit of 3500 and owe less than $100 on it Smiley Very Happy

Message 18 of 18
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