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Called recon line. They confirmed auto denial for the BK showing from 2 years ago. And they stated some of the new cards that I have opened....maybe they rulked with the 5/24 system? Oh well......off to the garden!
I was also denied when my Chapter 13 showed on my reports. After it fell off I had no problem being approved with Chase. Sometimes. waiting is the best strategy. Also, all card providers are not so sensitive to bankruptcy after a period of time. Good luck with your future plans.
Luckily I was already on my way to the garden and threw that last app out there on my way. So I'm good either way and hit them up again when i come out.
@Anonymous wrote:I was also denied when my Chapter 13 showed on my reports. After it fell off I had no problem being approved with Chase. Sometimes. waiting is the best strategy. Also, all card providers are not so sensitive to bankruptcy after a period of time. Good luck with your future plans.
Same here.
Mine fell off last month though... problem I have now is I'm only 1 year into the 2 year thing... having opened 5 new accounts in late 2014/early 2015.
Will app with Chase in 2017.
I don't think it's too many new accounts I got my chase Amazon last month with new accounts way more than 11. I got an instant approval, so it may be the BK. OP you aren't missing much with this card.
@smoop88 wrote:I don't think it's too many new accounts I got my chase Amazon last month with new accounts way more than 11. I got an instant approval, so it may be the BK. OP you aren't missing much with this card.
Chase Amazon may not count towards the 5/24 because it is a cobranded card. But there is a rumour they will start including the cobranded cards in the 5/24 rule, unless they already started doing it.
No biggie either way, I still have an Amazon card with a limit of 3500 and owe less than $100 on it ![]()