@youngandcreditwrthy wrote:
same for me. it really seems banks are focused on inqs a lot more lately. it didn't used to be that way. I remember getting approved for the marriott card with like 7 inquiries anda 690 fico for 25k. It must be because we have been in a somewhat inflationary environment for the first time in nearly 50 years.
I got all of my chase cards with around ten inquiries, it was before they put in all those 5/24 rules lol. Good luck either way.:-)
I'm hoping a similar outcome as my CSP. They wouldn't approved me over the phone and I finally got an approval email. Unfortunately I don't think it'll happen this time.
I've bought a truck since my last Chase approval and that added like 10 inq's on my TU which I think is scaring them off. Plus I'm carrying balances on my Ink cards. Either way, approval or denial, this is a sign I need to cool it with new accounts and inq's. Let some stuff age.
Thanks for the kind wishes
Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500
Chase Ink Preferred $16,000
Capital One Savor $7,000
Tour Manager, FOH Engineer, Concert Promoter, HBIC
