Chase CC apply sequence

[Anonymous]

Hi,

I do not have any Chase CC now.  My score is around 750. Cap 1 Venture CL 20k Visa 7k. Zero balance on both. AAoA 12 yrs. 

I plan to apply for CSR, CSP, and FU to take advantage of the bonus points.

The min spend can be done for both CSR and CSP.

CSR first, follow by CSP in 30 days, and FU in 60 days?

Thanks. 

[elim]

Yumm!   Good plan. Also, next year you can close CSP and roll the limit where needed (CSR or FU).

You can only app for 2 Chase cards every 30 days so 1 will have to wait.

Do you have only 2 accounts opened in the past 24 months? If not, How many?

[elim]

So...  If it were me, I would grab CSR and run some spend through it for a few months.   Then Grab FU.   CSP seems to always have a 50k Bonus so you can get that any time.

Rushing things tends to scare some lenders.

[Anonymous]

Thanks for the reply.

I have only 2 in the last 6 mths.  Applying for CSP later is OK but it may interfere with my apps to other cards (AMEX PRG and Delta).

We are waiting to close on our condo and will have big items spending and upcoming international travel, thus the rush for the bonus points.

[Anonymous]

I'd skip the CSP

[iwant700fico]

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@elim wrote:

So...  If it were me, I would grab CSR and run some spend through it for a few months.   Then Grab FU.   CSP seems to always have a 50k Bonus so you can get that any time.

Rushing things tends to scare some lenders.

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+1

[darwin_wins]

You said 2 in 6 months but what about in 18 months prior to that?

[Anonymous]

None. Used debit card and cash for expenses.

[Anonymous]

I'd apply for the CSR first. If instant approval, then apply right away for FU. I had a friend do just this and was instant approved for both. If you do them right away you will probably only have one pull (or a single pull on each of the different CRAs they choose). Then in 30 or more days apply for the CSP.

[Anonymous]

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@Anonymous wrote:
I'd skip the CSP

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I think he wants the CSP just to get the 50k UR points.

To OP: If you go this route, do a PC before 60 days after the first AF posts to a Freedom since you'll probably have the CSR and the CFU already so you can maximize your UR earnings. They should refund your AF if you do this. And I don't think you can PC until you reach one year with the card.