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Chase CC apply sequence

Member

Chase CC apply sequence

Hi,

 

I do not have any Chase CC now.  My score is around 750. Cap 1 Venture CL 20k Visa 7k. Zero balance on both. AAoA 12 yrs. 

I plan to apply for CSR, CSP, and FU to take advantage of the bonus points.

The min spend can be done for both CSR and CSP.

CSR first, follow by CSP in 30 days, and FU in 60 days?

 

Thanks. 

Message 1 of 10
9 REPLIES
Community Leader
Senior Contributor

Re: Chase CC apply sequence

Yumm!   Good plan. Also, next year you can close CSP and roll the limit where needed (CSR or FU).

 

You can only app for 2 Chase cards every 30 days so 1 will have to wait.

 

Do you have only 2 accounts opened in the past 24 months? If not, How many?


Message 2 of 10
Community Leader
Senior Contributor

Re: Chase CC apply sequence

So...  If it were me, I would grab CSR and run some spend through it for a few months.   Then Grab FU.   CSP seems to always have a 50k Bonus so you can get that any time.

 

Rushing things tends to scare some lenders.


Message 3 of 10
Member

Re: Chase CC apply sequence

Thanks for the reply.

 

I have only 2 in the last 6 mths.  Applying for CSP later is OK but it may interfere with my apps to other cards (AMEX PRG and Delta).

We are waiting to close on our condo and will have big items spending and upcoming international travel, thus the rush for the bonus points.

Message 4 of 10
Valued Contributor

Re: Chase CC apply sequence

I'd skip the CSP
Chase Amazon, Chase United Travelbank, Amex Magnet, Amex Everyday
Message 5 of 10
Frequent Contributor

Re: Chase CC apply sequence


elim wrote:

So...  If it were me, I would grab CSR and run some spend through it for a few months.   Then Grab FU.   CSP seems to always have a 50k Bonus so you can get that any time.

 

Rushing things tends to scare some lenders.


+1

EQ 786 2/2018
TU 792 8/2018
EX 776 2/2018 Chase CSR $28.5k
Barclay Advantage $17.5 k
Amex BCE $29k
CITI Advantage $24.2k
Amex HILTON $13k
Total Rewards visa $20K
Chase INK $11k
Chase Sapphire Reserve $28.5k
BOA 8k
Discover IT 8K
Message 6 of 10
Established Contributor

Re: Chase CC apply sequence

You said 2 in 6 months but what about in 18 months prior to that?
Message 7 of 10
Member

Re: Chase CC apply sequence

None. Used debit card and cash for expenses.

Message 8 of 10
Regular Contributor

Re: Chase CC apply sequence

I'd apply for the CSR first. If instant approval, then apply right away for FU. I had a friend do just this and was instant approved for both. If you do them right away you will probably only have one pull (or a single pull on each of the different CRAs they choose). Then in 30 or more days apply for the CSP.

Message 9 of 10
Regular Contributor

Re: Chase CC apply sequence


12velectronics wrote:
I'd skip the CSP

I think he wants the CSP just to get the 50k UR points.

 

To OP: If you go this route, do a PC before 60 days after the first AF posts to a Freedom since you'll probably have the CSR and the CFU already so you can maximize your UR earnings. They should refund your AF if you do this. And I don't think you can PC until you reach one year with the card. 

Message 10 of 10