No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
For those who received CLI on their Chase cards recently thru SP-
Congratulation to all who recently got CLI thru SP....However, for the DP point of view, can you guys confirm these-
(1) Were you guys under 5/24 when CLI was requested?
(2) Was there some usage each month or every other month, or is there a person who was able to get CLI recently thru SP without having any usage/spending for a while??
Thanks
@Janneman wrote:For those who received CLI on their Chase cards recently thru SP-
Congratulation to all who recently got CLI thru SP....However, for the DP point of view, can you guys confirm these-
(1) Were you guys under 5/24 when CLI was requested?
(2) Was there some usage each month or every other month, or is there a person who was able to get CLI recently thru SP without having any usage/spending for a while??
Thanks
I'm thinking ...if it is only soft pull ...
you might be better served to try online or call and ask?.
Even trying online would be SP, or not confirmed datapoint on it? If so, then locking CBs would be recommended??
@Janneman wrote:Even trying online would be SP, or not confirmed datapoint on it? If so, then locking CBs would be recommended??
That in itself could be a data point. There are issuers reputed to deny SP CLI requests if profiles are locked/frozen. BoA comes to mind although I have seen some posts reporting a success.
I was able to get SP CLIs on both of my chase cards today by calling in:
-Over 5/24
-All bureaus frozen
-No CLI option appearing in app or online
-Very little/no usage (1 card had last been swiped in January, the other not for the past 6 months or so)
@Jayy wrote:I was able to get SP CLIs on both of my chase cards today by calling in:
-Over 5/24
-All bureaus frozen
-No CLI option appearing in app or online
-Very little/no usage (1 card had last been swiped in January, the other not for the past 6 months or so)
Congrat... Good job... In my personal view, these kinda DP could help people and could serve the prime purpose of this site/community than hollering only congrat...Thank you...
1. Was able to get increases on both of my cards even at 7/24. Since I got them last month, the csr's mentioned hp's but they appear to be sp's in the end bc I never received alerts of hp's for either cli. And my accounts had been thawed.
2. I use both cards each month. For the CFU, I have some recurring charges and tend to use the CSR more bc I travel to Asia monthly for work. I had just come off putting decent spend on both due to the holidays so there was definitely an uptick in spend from Dec to Feb when I made the request. I'd say I had put around 3500-4000 in charges between both cards ( CSR majority). Before making the request, I paid both to zero and was AZEO with only about 1% uti across all my credit cards. My internal Chase score was around 824 if I recall. And my FICO 8's for EX and TU and bankcard scores not shown in sig, were about 30 points higher at time of request. I'm from NY so they only pull EX for most part save Capital One.
@Janneman wrote:For those who received CLI on their Chase cards recently thru SP-
Congratulation to all who recently got CLI thru SP....However, for the DP point of view, can you guys confirm these-
(1) Were you guys under 5/24 when CLI was requested?
(2) Was there some usage each month or every other month, or is there a person who was able to get CLI recently thru SP without having any usage/spending for a while??
Thanks
My reports were all thawed (more coincidence on my part). I am 3/24 and use the card monthly for $200-$500 and pay it off.. sometimes I'll carry a balance over.
The app said I has no offers or was ineligible, but I decided to call after reading this thread in the Credit Cards section: https://ficoforums.myfico.com/t5/Credit-Cards/Chase-CLI-no-more-HP/td-p/6650729
@Janneman wrote:
@Jayy wrote:I was able to get SP CLIs on both of my chase cards today by calling in:
-Over 5/24
-All bureaus frozen
-No CLI option appearing in app or online
-Very little/no usage (1 card had last been swiped in January, the other not for the past 6 months or so)
Congrat... Good job... In my personal view, these kinda DP could help people and could serve the prime purpose of this site/community than hollering only congrat...Thank you...
FYI- these DPs are being shared in a Chase CLI - No More HP! thread on the Credit Cards board and in several threads on Credit Approvals board too.
@Jayy wrote:I was able to get SP CLIs on both of my chase cards today by calling in:
-Over 5/24
-All bureaus frozen
-No CLI option appearing in app or online
-Very little/no usage (1 card had last been swiped in January, the other not for the past 6 months or so)
Thank you for sharing. May I ask your CL pre request and what you were granted post request?
im in the same boat per your data points













