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@dragontears wrote:My freedom has been open 1.5 years now, no CLI and from what I hear about chase I don't expect them to ever give one.
+1. Hillary and Bill would admit to lying, before I ever got a Auto CLI from Chase.
@Anonymous wrote:They do it sparingly. As long as you are using your account and making more than minimum payments, they will give you an auto CLI..
I wonder if they would ever give a Auto CLI, while carrying a balance?
@Jerry45 wrote:
@Anonymous wrote:They do it sparingly. As long as you are using your account and making more than minimum payments, they will give you an auto CLI..
I wonder if they would ever give a Auto CLI, while carrying a balance?
I've gotten two credit limit increases with chase on two different cards.
I apped in may 2015 got approved for both United and CSP at 5k. I was super siked as first big approvals. In about July I got a 1500 bump on my CSP and in August I got a 1000 dollar bump on my United. Since May I probably ran 15k through them between May and August. Currently only CSP has a balance I've accumulated this month of 500 dollars.
That's good. I've had a Chase Freedom Card with a $1200 CL since April 2015, Have ran about $600 through it and paid it off within 2 months to $0 balance. I noticed that they (Chase) SP from Experian in June and again just yesterday Nov 23, 2015, which is my worst report (1-$700 Student Loan from 1987! - EX had a unscrupulous collection agency report it, and they refuse to remove it. All other reports do not have it. Other than that, there is nothing on my reports but good item. They have never offered my a CLI. Figure I'm too new to the credit world. TU Advantage Score is 737, EQ Fico is 697, and EXperian is 639 because of that 28 year old itme that should not be there.
Glad to see someone getting some LUV from Chase. Good Job!
@OmarGB9 wrote:
Can't speak for the slate as I don't have one, but I did get an auto CLI on my Freedom after 4 months. They doubled my CL from $1200 to $2400.
If you want to know who controls you, simply look at who it is that you are not allowed to criticize. - Volatire
@Anonymous wrote:
@Jerry45 wrote:
@Anonymous wrote:They do it sparingly. As long as you are using your account and making more than minimum payments, they will give you an auto CLI..
I wonder if they would ever give a Auto CLI, while carrying a balance?
I've gotten two credit limit increases with chase on two different cards.
I apped in may 2015 got approved for both United and CSP at 5k. I was super siked as first big approvals. In about July I got a 1500 bump on my CSP and in August I got a 1000 dollar bump on my United. Since May I probably ran 15k through them between May and August. Currently only CSP has a balance I've accumulated this month of 500 dollars.
thanks for the info.
@Jerry45 wrote:
@Anonymous wrote:They do it sparingly. As long as you are using your account and making more than minimum payments, they will give you an auto CLI..
I wonder if they would ever give a Auto CLI, while carrying a balance?
Yep, that's when my CLI came, after I started carrying a balance (which I only did because of the 0% APR offer). Not sure if that had anything to do with it, might just be coincidence. Seems like a lot of people are getting Chase CLIs right now.
Thanks everyone for sharing this info. Wondering how they handle the disney cards. I started with a $4,500 CL at end of Sept and have been making a few payments and just paid my balance to zero. Guess calling them for some guideance wouldnt hurt. I'll let everyone know what I hear since it's the holidays and perhaps they are in the holiday mood!
I've had my Chase Freedom since April 2015 (7 months) and not a peep out of Chase. Capital One Platinum auto cli at 6 months, and Discover It requested CLI with a SP after 6 months also.
No Luv from Chase at all. But, then again I wouldn't take the HP anyway.
Well I just talked to someone at Disney Chase and they said there is no specific time of a CLI but they do review the accounts for a CLI and I should get an email or letter if they see I qualify for one so I'm not going to jinx with a hardpull and just wait.....