Chase CLI?

[Anonymous]

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@Credit-hoarder wrote:

Sorry to hear they turned you down OP--especially after that double pull. They double pulled me too earlier this month for a CLI on my 4 year old CSP--but at least this time they gave me something ($5K) unlike the past several tries and wasted HPs--but I'll never try for any more! One thing I did notice though that I didn't catch in your orig. post--are all of those INQs you have under 12 mos. old? If so that could be what the denial was for.

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Inq. over the last 2 years. I'm just disappointed with Chase. I've had the cards for years. Lowest limits from any bank. I use my Chase cards alot for travel. Bummed!

[FinStar]

Was inquiries the primary reason cited?

Also, when you receive the letter, look at the 4 separate reasons listed further below (if provided) that can provide some inherent reasoning based on their internal algorithms.

It's fairly possible that you could qualify for a separate "donor" card down the road and fold it into one of your existing Chase CCs much like you did with Hyatt - as an option of course.

[Anonymous]

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@FinStar wrote:
Was inquiries the primary reason cited?

Also, when you receive the letter, look at the 4 separate reasons listed further below (if provided) that can provide some inherent reasoning based on their internal algorithms.

It's fairly possible that you could qualify for a separate "donor" card down the road and fold it into one of your existing Chase CCs much like you did with Hyatt - as an option of course.

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Haven't got the letter yet. But no CLI online and the message change is a no.  I had the Hyatt for quite a while and only closed because I thought they might close for lack of use. Chase gives me crap limits. I have a $50,000 BOA and a $25,000 Citi card. I am not a high limit chaser for the fun of it. I really could use higher limits on Disney and Marriott. If I go to Disney between the hotel and other stuff I can easily spend most of my limit. I always PIF but I get super nervous carrying a maxed out balance,  just in case something happens and I can't pay before statement cuts. I end up missing out on Chase rewards because I'll use a higher limit card. $6,000 on $50,000 card looks a lot better than $6,000 on a $7,000 card. I'm done messing with Chase. I'll keep the cards as is until I have no use for them. Not my favorite bank.