Re: Chase CSP or Cap1 Venture

calisig · ‎05-26-2022

@Mdowning30 I just watched it. He didn't compare the protections in detail, but otherwise pretty thorough comparison. For Auto Rental primary CSP vs secondary Venture, Purchase Proteciton 120 days CSP vs 90 days Venture, Trip Cancel / Baggage Delay / Trip Delay CSP vs none on Venture. I didn't realize he had posted a video on this so thanks for the heads up!

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Mdowning30 · ‎05-26-2022

My Amex has Premium Car Rental coverage for a flat rate, but thats about it. I know the CSP does have better travel insurance.

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calisig · ‎05-26-2022

@Mdowning30 wrote:
My Amex has Premium Car Rental coverage for a flat rate

AmEx auto rental collision insurance is secondary (in the US - just like most "secondary" coverage), unless you are talking about paying extra for insurance. But regarding their included insurance, even AmEx Platinum is secondary, AND AmEx doesn't cover Italy! So if you are ever planning a nice Italian vacation or domestic, you better use something other than AmEx when you rent a car ... unless you want to pay extra ...

13Oct22 Exp F8: 812

SPChaser · ‎05-30-2022

@Mdowning30 wrote:
I dont have any pre approvals for the CSP, although i did before i applied for my CFU. I've seen "very good" approval odds for the Venture on Credit Karma. I know thats not saying much but its something to go off of. Im in no rush i know the 80K bonus is about to end for the CSP, i believe the 100K will come back.

I've thought the same about the CSP 100K SUB, but you shouldn't expect that to come back. From looking into it, the hefty SUB was more so due to the times when the world, especially us here in the States, were clawing our way back out of the pandemic.

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SouthJamaica · ‎05-30-2022

@Mdowning30 wrote:
Ive been getting targeted ads for the Venture also email offers for the Venture, but nothing for the CSP. If im on the radar for the Venture card would that mean fair game for the CSP ?

No, not at all.

And getting targeted ads and a "very good" notification on Credit Karma are no indication you would be approved for the Venture, either.

If I were you I would wait until my profile had improved.