Chase Disney Visa (Changes of Approval?)

[Anonymous]

I would like to apply for the Chase Disney Visa card (not for the points, mainly for the other perks such as in the parks and using it for your vacation).

The issue is I burned Chase not too long ago in a Chapter 13.  I am currently rebuilding and have already obtained 2 new cards from USAA.

I hear Chase is hard to get in and once you burn them your chances are less.

Should I not even bother to try?

[odd_dog]

Just an FYI and something you might want to look into, Chase has a Disney Debit card (free) that you can ask for if you have a checking account with them...SAME park perks and has disney card designs also, only difference is you get no points like the CC, SO if you want the perks, see if you can open a checking account with them an ask for the Disney Debit card....Good Luck and have a Magical Day!!!  

[B335is]

Chase has a very long memory. Back around 1999 I burned them (actually an old Bank1 card) for less than $1000 and in 2014 they asked me about it when I was reconning an app.

How long ago did you burn them and how much?

[Anonymous]

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@odd_dog wrote:

Just an FYI and something you might want to look into, Chase has a Disney Debit card (free) that you can ask for if you have a checking account with them...SAME park perks and has disney card designs also, only difference is you get no points like the CC, SO if you want the perks, see if you can open a checking account with them an ask for the Disney Debit card....Good Luck and have a Magical Day!!!  

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They are not in my area so I am not able to appley for the Chase Disney Debit Card.

[Anonymous]

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@B335is wrote:
Chase has a very long memory. Back around 1999 I burned them (actually an old Bank1 card) for less than $1000 and in 2014 they asked me about it when I was reconning an app.

How long ago did you burn them and how much?

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Just looked it says Chase Card 2005 ($10,000 - I think I can't find the judgement on my older accounts) - I believe I had a judgement but it was removed so not sure if that helps

[fltireguy]

If you burned them, you are probably blacklisted. They have a very long memory, even going back to old WaMu accounts that they got when they bought them out

[Anonymous]

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@fltireguy wrote:
If you burned them, you are probably blacklisted. They have a very long memory, even going back to old WaMu accounts that they got when they bought them out

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I figured.  For some reason I still want to try :\

[Anonymous]

Hi there! I would like to add:

If you do decide to give it a shot.   Search around the Internet for the best sign-up bonus. When applied for my card, I found a referral link online that matched the "premier" card's $200 gift card. Huge Disney fan. Love my card for the cool designs. 

Best of Luck!!

[Anonymous]

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@Anonymous wrote:

Hi there! I would like to add:

If you do decide to give it a shot.   Search around the Internet for the best sign-up bonus. When applied for my card, I found a referral link online that matched the "premier" card's $200 gift card. Huge Disney fan. Love my card for the cool designs. 

Best of Luck!!

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Thanks for reminding me of that.  I see those deals all the time and it would be great to get one of those signup bonuses.

[odd_dog]

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@Anonymous wrote:

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@odd_dog wrote:

Just an FYI and something you might want to look into, Chase has a Disney Debit card (free) that you can ask for if you have a checking account with them...SAME park perks and has disney card designs also, only difference is you get no points like the CC, SO if you want the perks, see if you can open a checking account with them an ask for the Disney Debit card....Good Luck and have a Magical Day!!!  

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They are not in my area so I am not able to appley for the Chase Disney Debit Card.

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I thought Chase was everywhere and you could just apply online....SORRY for the bad info!!!