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@SEAlifer wrote:
@MyFault wrote:
I would wait until you have a minimum 1yr credit history.Yeah. Maybe could have had better chances with the chase freedom or unlimited if you hadn’t gone for the Apple Card. Personally, I got the freedom in May but barely use it. Their 5% categories have been lame so far. Wish I had gotten the freedom unlimited but now I’m gonna have to garden for a while before applying for it, I believe.
@SEAlifer - You can PC it from Freedom to the FU. I did. I was tired of hunting down the catagories and having to sign up for them. NO HP to PC. It's a simple call. Just tell them it's not for you and how FU would fit your needs.
Good Luck!
I’ll wait to see what the 5% category is for the last quarter of the year. If it isn’t useful to me I’ll call and ask them to do just that. Thanks!
AU
@SEAlifer wrote:
I’ll wait to see what the 5% category is for the last quarter of the year. If it isn’t useful to me I’ll call and ask them to do just that. Thanks!
I went the reverse, PC'd to Freedom from FU.
I can tell you its an easy process. I have several 1.5 & 2% cards.So it was completely redundant for Me.
I use The Freedom for 5% Gas Category in Rotation with Disco It.
Whats is silly, I have $30.6K limit on Freedom for Fuel
With your recent inquiries and limited credit history I would say your chances are slim. That being said Chase is big on the 5/24 rule which means if you have opened more than 5 CC's within the last 24mo you're definitely not getting approved. I would recommend waiting about another 6mo and not opening anymore CC's. Welcome to the forum BTW....
