@Anonymous wrote:yeah, I would call again, but I do not how to argue with them so they give approval. they would say you do not have enough credit cards and the history is not long enough. I need some points to let them believe me. DO you have some ideas?
@Anonymous,
Is your Amex reporting? Is your report clean? If it is yes to both, then call and be CONFIDENT on the phone. Don't rush to explain yourself and don't tell them you call before and analyst said this and that. Let the 2nd analyst review and don't offer opinions. If the analyst comes back and says you don't have enough history, tell them you know you don't have a year under your belt. But you have a Discover (Impeccable record) and an Amex approved for 5.5k. You want this card because you have heard great things about chase the card offers great perks you'd like to take advantage off. If the analyst ask how much you are looking for, DONT GIVE A NUMBER. Just say the maximum you qualify for and will be happy with any amount if approved. Don't be nervous. You can do it. Keep us posted.
I say don't give a number because all you need is to get in with chase. Once you are in, you are IN. I started my chase card with a $1,000 limit. Just show them you are the perfect customer once you have it and they will love you. The credit thing is a game. Master it and you come out a winner.