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Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help

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Anonymous
Not applicable

Re: Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help


@Anonymous wrote:

@Anonymous, 

I see. Thanks for the information.

Let's see how it goes tomorrow morning.Smiley Happy


@Anonymous,

 

Excellent.. Keep us posted.

Message 71 of 95
Anonymous
Not applicable

Re: Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help

@Yes-Its-Me, 

I just called minutes ago. A lady answered the phone. She just regularly asked me some questions and then directly said I can not get this card for my short history and little credit card. It seems there's record that showed my applications were dealed with by other people in 14 as she told me I was denied that time.

She is not patient to listen to my explantion. Her voice seems very sleepy and said have a good night to me, I am very curious if I heard wrongSmiley Embarassed

I did not say all my words but I guess should be useless with her.

Message 72 of 95
Anonymous
Not applicable

Re: Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help


@Anonymous wrote:

@Anonymous, 

I just called minutes ago. A lady answered the phone. She just regularly asked me some questions and then directly said I can not get this card for my short history and little credit card. It seems there's record that showed my applications were dealed with by other people in 14 as she told me I was denied that time.

She is not patient to listen to my explantion. Her voice seems very sleepy and said have a good night to me, I am very curious if I heard wrongSmiley Embarassed

I did not say all my words but I guess should be useless with her.


@Anonymous,

 

What?  Goodnight? Ok..Call again in the evening and if it is a no go, let it be and reapply in 2 months for your other accounts to report and give you a healthy boost.  Based on your profile, if chase decides to approve you, it will probably be for a toy limit.  Your trip is a little time away so in 2 months, you have may have a higher chance of quick approval and a higher limit.  But call this evening again as a final note.

Message 73 of 95
Anonymous
Not applicable

Re: Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help

@Yes-Its-Me, 

I just feel the Rep was in somnambulism state when talking to me. And she was so impatient to listen to me. Seems just not want to listen to my explanation.

I would try again tonight.

Message 74 of 95
Anonymous
Not applicable

Re: Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help


@Anonymous wrote:

@Anonymous, 

I just feel the Rep was in somnambulism state when talking to me. And she was so impatient to listen to me. Seems just not want to listen to my explanation.

I would try again tonight.


Nothing beats a failure but a try! Good luck tonight Smiley Happy

Message 75 of 95
CreditCuriosity
Moderator Emeritus

Re: Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help

Damn your recon's make Nixon look like a little puppy dog.

Message 76 of 95
Anonymous
Not applicable

Re: Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help


@Anonymous wrote:

@Anonymous, 

I just feel the Rep was in somnambulism state when talking to me. And she was so impatient to listen to me. Seems just not want to listen to my explanation.

I would try again tonight.


@Anonymous,

 

Excellent.. Keep your head up and let us know how it goes.  Even if they say no, don't be disappointed because you can be in 2 months.  Remember, the credit game is all about strategy and patience.

Message 77 of 95
Anonymous
Not applicable

Re: Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help


@CreditCuriousity wrote:

Damn your recon's make Nixon look like a little puppy dog.


I also had more than one CC under my belt though..

Message 78 of 95
Anonymous
Not applicable

Re: Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help

Hi @Yes-Its-Me,

I will try.

I just found they also works on weekends. Do you think weekends also a good time?

Message 79 of 95
CreditCuriosity
Moderator Emeritus

Re: Chase Freedom denied me but I have 738 FICO and 723 TU, how to argue? need help

Gucas you need to change your name to Rocky

Message 80 of 95
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