Chase Freedom or US Bank App

[Anonymous]

I've opened 3 new cards in the past week and I'm am considering applying for either a US Bank or Chase Freedom card but wanted to see what everyone thought. 

Datapoints:

EX: 661 - waiting for BK EE to clear

TU: 665 - BK removed 3 days ago

EQ: 655 - EQ dispute site is acting up so I haven't been able to submit an EE

93% on-time payments

AAOA: 5 years 10 months

60% UTIL

[Anonymous]

Confused by your question.  You're "not considering" applying for these two cards?

But if you are, I'd say "Go for it."

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@Anonymous wrote:

I've opened 3 new cards in the past week and I'm not considering applying for either a US Bank or Chase Freedom card but wanted to see what everyone thought. 

Datapoints:

EX: 661 - waiting for BK EE to clear

TU: 665 - BK removed 3 days ago

EQ: 655 - EQ dispute site is acting up so I haven't been able to as for an EE

93% on-time payments

AAOA: 5 years 10 months

60% UTIL

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[Anonymous]

oops! I am considering. I've corrected the post.

[Anonymous]

Which card do you think you will get the most use out of? 

[Anonymous]

How many new accounts in the past 24 months and how many inquiries in the past 12 those data points will give better insight as to which one to go for.

[Anonymous]

4 new accounts in the past 24 months inquiries are below:

inquires: EX: 11/25/17, 6/17/18, 6/14/18, 5/9/17

                TU: 8/19/16, 7/3/16, 5/19/17

                EQ: 5/19/17, 7/4/16

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@Anonymous wrote:
How many new accounts in the past 24 months and how many inquiries in the past 12 those data points will give better insight as to which one to go for.

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[Anonymous]

I'm really looking for a Visa card since I do a lot of shopping at Costco. Looking at the benefits of both cards and they seem to be just about the same.

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@Anonymous wrote:

Which card do you think you will get the most use out of? 

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[Anonymous]

Which three cards were you approved for in the "past week?"  And was your utilization at 60% when you were approved for those cards?

[Anonymous]

My utilization was at 60% when I was approved for Discover IT, Amex ED, and Amex CM last week. I plan on BT the balances from my CapOne cards to Discover and Amex ED once I receive the cards.

 wrote:

Which three cards were you approved for in the "past week?"  And was your utilization at 60% when you were approved for those cards?

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[Anonymous]

3 new cards and 60% utilization and BK still on EX .. i'd say your chance with chase doesn't look all that hot but you never know. US bank i've heard is equally conservative if not more.