Chase Freedom or US Bank App

[Anonymous]

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@Anonymous wrote:

3 new cards and 60% utilization and BK still on EX .. i'd say your chance with chase doesn't look all that hot but you never know. US bank i've heard is equally conservative if not more.

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Thanks for the input, it's greatly appreciated. Are there any other Visa cards you would recommend?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

3 new cards and 60% utilization and BK still on EX .. i'd say your chance with chase doesn't look all that hot but you never know. US bank i've heard is equally conservative if not more.

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Thanks for the input, it's greatly appreciated. Are there any other Visa cards you would recommend?

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Nothing with similar rewards that's for sure. Since your inquiries are rather low you can try for the freedom and if not try a smaller issuer if you absolutely need a visa card. 

[Anonymous]

OP you stated you want Visa and do a lot of shopping at Costco have you considered Citis costco 4-3-2-1 card? I mean there are no rotating category's for the 5% but it's a solid 2% back in store and online.

[Anonymous]

Freedom would be more flexible since ultimate rewards points can be used in many ways. And it wouldn't be a bad idea to get your Chase cards out of the way for the 5/24 rule.

[Anonymous]

Well...I'm actually quite surprised that Amex and Discover would approve credit with a BK still on your credit reports, 60% utilization, and a sub-par payment history.  Might as well continue to push your luck and apply for both the Chase Freedom and the U.S. Bank cards.

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@Anonymous wrote:

My utilization was at 60% when I was approved for Discover IT, Amex ED, and Amex CM last week. I plan on BT the balances from my CapOne cards to Discover and Amex ED once I receive the cards.

 wrote:

Which three cards were you approved for in the "past week?"  And was your utilization at 60% when you were approved for those cards?

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[Anonymous]

I was just as surprised as you are.

[Shadowfactor]

I believe Amex is friendly towards 5 years post BK