@-Cal- wrote:I went on a mini app spree last week and all were approved except the Chase IHG card which gave me the 30 day message. I was being a little impatient and decided to call their verification department because the last 2 apps needed verification due to me having all the supplementary burueas frozen.
The lady pulled up my app and indicates its being currently being processed by the lending department and that she'll transfer me now... You guys should have heard me say noooooo! I told her I'll let them do their jobs and will wait to hear back.
Lol. Best of luck, you should be good
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On a side note are you sure having the supplementary reports on ice causes this with Chase? I always personally have the other bottom feeders on ice, but would be interesting to know this for sure as never received and instant approval from Chase.. It seems like the majoirty of applications to Chase these days never get instant approvals, obviously with some getting instants
@-Cal- wrote:I went on a mini app spree last week and all were approved except the Chase IHG card which gave me the 30 day message. I was being a little impatient and decided to call their verification department because the last 2 apps needed verification due to me having all the supplementary burueas frozen.
The lady pulled up my app and indicates its being currently being processed by the lending department and that she'll transfer me now... You guys should have heard me say noooooo! I told her I'll let them do their jobs and will wait to hear back.
Oh -Cal-, -Cal-, -Cal-. I would've left it alone 
Keep inmind notes are made on each call regardless if it's not routed to UW. I'm sure things will pan out just fine. Trust me, a great majority of my Chase apps go to pending - I just let them simmer. Last year, the UW/verification folks called me when I went for IHG and once all questions were answered satisfactorily (including verification), it was approved. I'm on the school of thought, if they need more info, let them contact me and request whatever they need 
@CreditCuriousity wrote:
@-Cal- wrote:I went on a mini app spree last week and all were approved except the Chase IHG card which gave me the 30 day message. I was being a little impatient and decided to call their verification department because the last 2 apps needed verification due to me having all the supplementary burueas frozen.
The lady pulled up my app and indicates its being currently being processed by the lending department and that she'll transfer me now... You guys should have heard me say noooooo! I told her I'll let them do their jobs and will wait to hear back.
Lol. Best of luck, you should be good
On a side note are you sure having the supplementary reports on ice causes this with Chase? I always personally have the other bottom feeders on ice, but would be interesting to know this for sure as never received and instant approval from Chase.. It seems like the majoirty of applications to Chase these days never get instant approvals, obviously with some getting instants
I'm very sure of it. All my past Chase applications have been instant approvals. As soon as I placed the other agencies on ice Chase stopped auto-approving for me. I've also had this problem with Citi, NASA, NFCU, and BBVA. They've all mentioned they couldn't access my file with one of their reporting agencies, and BBVA has explicitly stated they couldn't access LN which of course I have on ice.
@FinStar wrote:
@-Cal- wrote:I went on a mini app spree last week and all were approved except the Chase IHG card which gave me the 30 day message. I was being a little impatient and decided to call their verification department because the last 2 apps needed verification due to me having all the supplementary burueas frozen.
The lady pulled up my app and indicates its being currently being processed by the lending department and that she'll transfer me now... You guys should have heard me say noooooo! I told her I'll let them do their jobs and will wait to hear back.
Oh -Cal-, -Cal-, -Cal-. I would've left it alone
Yeah I was being stupid.
@-Cal- wrote:
@FinStar wrote:
@-Cal- wrote:I went on a mini app spree last week and all were approved except the Chase IHG card which gave me the 30 day message. I was being a little impatient and decided to call their verification department because the last 2 apps needed verification due to me having all the supplementary burueas frozen.
The lady pulled up my app and indicates its being currently being processed by the lending department and that she'll transfer me now... You guys should have heard me say noooooo! I told her I'll let them do their jobs and will wait to hear back.
Oh -Cal-, -Cal-, -Cal-. I would've left it alone
Yeah I was being stupid.
I'm sure it'll be ok. I have nothing on ice, but after several Chase CCs and multiple addresses on file + whatever triggers a flag, it always goes to pending. I think only a few have been instant approvals for me - CSP, Southwest Premier and United MP (IIRC). The longest one to process was AARP (20+ days I think?).