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Chase In-Branch Pre-App

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Cstl05
Contributor

Chase In-Branch Pre-App

Next week I will be flying to Vegas for a work conference, since there are a few Chase branch's in Vegas and non local to me could I simply walk in to a branch and ask about pre-approvals?  I'm after the CFU.  A friend of mine applied tonight and got instantly approved and he is at 10/24, with 7 being in the last month, I'd rather not risk it and just see if I have a pre-approval in branch.  Exp is in the mid 7's which is what they pulled on my other Chase cards I recently acquired.

 

Thank you in advance!

Chase Sapphire Reserve/Chase Sapphire Preferred/Ritz Carlton/Chase Freedom/Amex Blue Cash/Discover IT/Capital One Quicksilver/Bank of America Cash Rewards/Citi Costco/Citi Double Cash/Barclay Apple Rewards
Message 1 of 11
10 REPLIES 10
csryang
Frequent Contributor

Re: Chase In-Branch Pre-App


@Cstl05 wrote:

Next week I will be flying to Vegas for a work conference, since there are a few Chase branch's in Vegas and non local to me could I simply walk in to a branch and ask about pre-approvals?  I'm after the CFU.  A friend of mine applied tonight and got instantly approved and he is at 10/24, with 7 being in the last month, I'd rather not risk it and just see if I have a pre-approval in branch.  Exp is in the mid 7's which is what they pulled on my other Chase cards I recently acquired.

 

Thank you in advance!


Yep just walk in and ask for pre-approval!

 

If you haven't had a checking or saving account with Chase. It might be worthwhile getting the coupon code from online and opening one when you are at Vegas. You may check for pre-approval after you open an account. If you dont get pre-approved, you can always check back one to several months later as having a banking relationship with Chase might help!

Message 2 of 11
Anonymous
Not applicable

Re: Chase In-Branch Pre-App

Open checking/savings, update your income on the website, put good spend on current Chase cards...these are what you should be doing
Message 3 of 11
oldman425
Frequent Contributor

Re: Chase In-Branch Pre-App

I don't have a checking or savings account, but I do have a auto loan with them opened in September 2016.  All payments have been made early, I might walk into a local branch to see if can get pre-approved.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 4 of 11
marcforza1
Frequent Contributor

Re: Chase In-Branch Pre-App

I got approved for the CPU last week just by walking into the bank to apply. Only took a few minutes to get instantly approved, especially if you already have an account with Chase. 


FICO 8 Scores 12/2017: EX-596; TU-604; EQ-591
Current: EX-648; TU-665; EQ-678
AAoA: 4.4 yrs
Message 5 of 11
Cstl05
Contributor

Re: Chase In-Branch Pre-App


@marcforza1 wrote:

I got approved for the CPU last week just by walking into the bank to apply. Only took a few minutes to get instantly approved, especially if you already have an account with Chase. 


Were you pre-approved?  Over 5/24?

 

Congrats!

Chase Sapphire Reserve/Chase Sapphire Preferred/Ritz Carlton/Chase Freedom/Amex Blue Cash/Discover IT/Capital One Quicksilver/Bank of America Cash Rewards/Citi Costco/Citi Double Cash/Barclay Apple Rewards
Message 6 of 11
marcforza1
Frequent Contributor

Re: Chase In-Branch Pre-App


@Cstl05 wrote:

@marcforza1 wrote:

I got approved for the CPU last week just by walking into the bank to apply. Only took a few minutes to get instantly approved, especially if you already have an account with Chase. 


Were you pre-approved?  Over 5/24?

 

Congrats!


I was pre-approved by mail and online. Originally was going for the Slate but the rep talked me into either the FU or CSP. I went with the FU since it had no annual fee (sorry for the typo on my previous response). Never done 5/24 since I haven't had an inquiry for a card since 2014. It was very quick and easy when I went in. Was very surprised by the entire process.


FICO 8 Scores 12/2017: EX-596; TU-604; EQ-591
Current: EX-648; TU-665; EQ-678
AAoA: 4.4 yrs
Message 7 of 11
oldman425
Frequent Contributor

Re: Chase In-Branch Pre-App

Went in to my local branch and received the 7-10 day.  Guess I'll have to wait to add Chase to my portfolio.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 8 of 11
Cstl05
Contributor

Re: Chase In-Branch Pre-App

Thanks for the data points.  

 


@oldman425 wrote:

Went in to my local branch and received the 7-10 day.  Guess I'll have to wait to add Chase to my portfolio.


Were you over 5/24 and pre-approved or not?

Chase Sapphire Reserve/Chase Sapphire Preferred/Ritz Carlton/Chase Freedom/Amex Blue Cash/Discover IT/Capital One Quicksilver/Bank of America Cash Rewards/Citi Costco/Citi Double Cash/Barclay Apple Rewards
Message 9 of 11
oldman425
Frequent Contributor

Re: Chase In-Branch Pre-App


@Cstl05 wrote:

Thanks for the data points.  

 


@oldman425 wrote:

Went in to my local branch and received the 7-10 day.  Guess I'll have to wait to add Chase to my portfolio.


Were you over 5/24 and pre-approved or not?


Yes over 5/24 and the 7-10 day wait is the not being pre-approved part.  He said that I could still get approved but I need to wait for them to make the decision.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 10 of 11
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