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On 03/23/2016 I applied for 2 cards. Disney and Marriot. Both got the instant 30 day message and when I called Disney had the 7-10 day notice and 2 weeks for Marriot. Saturday I recieved my denial for Disney. When I called the auto line again Marriot says 7-10 days now. My question is has anyone auto line changed from 2 weeks to 7-10 days, and what was the outcome?
@Anonymous wrote:On 03/23/2016 I applied for 2 cards. Disney and Marriot. Both got the instant 30 day message and when I called Disney had the 7-10 day notice and 2 weeks for Marriot. Saturday I recieved my denial for Disney. When I called the auto line again Marriot says 7-10 days now. My question is has anyone auto line changed from 2 weeks to 7-10 days, and what was the outcome?
received a letter for a verification call needed.
7-10 day message is often a denial. If I may, what was the denial for the Disney card?
Received my denial in the mail today for ,Too many recent request for credit or reviews of your credit, and Too many credit or loan accounts have been opened recently.
@Anonymous wrote:7-10 day message is often a denial. If I may, what was the denial for the Disney card?
Honestly I forgot, tore it up as soon as I looked at it.
OMG just called the reconsideration line and I just got my application approved for $5000
wow congrats. how did you get them to change their mind?
@Anonymous wrote:wow congrats. how did you get them to change their mind?
Honestly that was my first time calling for a consideration on any application. I just called and said I received a letter in the mail saying I was denied and kindley ask if he could reconsider my application. He asked for my income, housing, job and put me on hold for 3 minutes and came back and told me I was approved. But guess what the score they sent me on my denial letter was only 637
Wow OP, so you got a Marriot with a 637? Most people say to wait for 675+. Cool Beans.
I just scored the freedom last night after being prequalified for the freedom and slate last night. I would love the Marriott and the United but I don't want to get hit with the message of too many either. Such a hard choice. I have been debating all day if I should app for the Marriot or the United tonight.
@Anonymous wrote:
@Anonymous wrote:wow congrats. how did you get them to change their mind?
Honestly that was my first time calling for a consideration on any application. I just called and said I received a letter in the mail saying I was denied and kindley ask if he could reconsider my application. He asked for my income, housing, job and put me on hold for 3 minutes and came back and told me I was approved. But guess what the score they sent me on my denial letter was only 637