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Chase Marriott Prequalified App - Dreaded 7-10 Day Message

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spiritcraft1
Valued Contributor

Chase Marriott Prequalified App - Dreaded 7-10 Day Message

Just for data points.  I had the same prequals that many have been seeing with solid APRs.  I apped with a 17.74 for and the wheels spun for about 5 seconds before I received the "need more info" message.  It seems a couple others with similar scores had instant approvals but I am the prequal is not always solid DP apparently.  Two HP's but that is not the end of the world for me at this point.  

 

Pulled TU 648 & EX 640

INQ's:  EX 2  TU 4

Less that 1% Utilization

I am 3/24...  still

Multiple 6YO Derogs

Chase Business and Personal Customer for 3 Months

Prequals started showing yesterday just like other folks.

 

I did call the automated line and got the 7-10 day message.  I will update when I find out definitive result.

 


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 1 of 39
38 REPLIES 38
Anonymous
Not applicable

Re: Chase Marriott Prequalified App - Dreaded 7-10 Day Message

There has been a huge chase glitch since last night . Almost all chase members are getting a lot of prequal offers. Some with horrible credit got approved with 20k limits 😳
Message 2 of 39
TSlop
Valued Contributor

Re: Chase Marriott Prequalified App - Dreaded 7-10 Day Message


@Anonymous wrote:
There has been a huge chase glitch since last night . Almost all chase members are getting a lot of prequal offers. Some with horrible credit got approved with 20k limits 😳

If that is the case, I wish the glitch carried over to me! I've been having the same 3 prequals for what feels like months (United, Marriott and SW). I'm looking to get the Hyatt.

 

Good luck to the OP!


Message 3 of 39
spiritcraft1
Valued Contributor

Re: Chase Marriott Prequalified App - Dreaded 7-10 Day Message


@Anonymous wrote:
There has been a huge chase glitch since last night . Almost all chase members are getting a lot of prequal offers. Some with horrible credit got approved with 20k limits 😳

Are there other sites out there discussing this?


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 4 of 39
CreditCuriosity
Moderator Emeritus

Re: Chase Marriott Prequalified App - Dreaded 7-10 Day Message


@Anonymous wrote:
There has been a huge chase glitch since last night . Almost all chase members are getting a lot of prequal offers. Some with horrible credit got approved with 20k limits 😳

@Anonymous  where you reading this at?  Source please.  APR's are glitchy, but everything else seems to be in order.  Yes some people with 640ish scores are getting 5k CL, but that is fairly normal for chase as they arent the most strict lender when it comes to profiles.  What they are strick about is 5/24 unless you are indeed pre-qualified/approved which then gets around the rule which has been known for quite sometime.  Also havent seen any 20k approvals on this site or DOC with bad profiles.  I think I am the highest on this site so far at 19k, but have excellent credit.  Be interested on the other site or source you are referring to.

Message 5 of 39
Anonymous
Not applicable

Re: Chase Marriott Prequalified App - Dreaded 7-10 Day Message

It’s all over fb in the credit groups . One called the credit society a lot are talking about the glitch
Message 6 of 39
Anonymous
Not applicable

Re: Chase Marriott Prequalified App - Dreaded 7-10 Day Message

It’s for chase customers and they are basically getting prequalified for a ton of offers they didn’t qualify for. Hundreds of posts about it on Facebook. It’s crazy!
Message 7 of 39
spiritcraft1
Valued Contributor

Re: Chase Marriott Prequalified App - Dreaded 7-10 Day Message


@Anonymous wrote:
It’s for chase customers and they are basically getting prequalified for a ton of offers they didn’t qualify for. Hundreds of posts about it on Facebook. It’s crazy!

If that is the case, thank you Chase for the wasted HP's!

 

I hope no one gets yanked.


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 8 of 39
Anonymous
Not applicable

Re: Chase Marriott Prequalified App - Dreaded 7-10 Day Message

I hope not either .
Message 9 of 39
CreditCuriosity
Moderator Emeritus

Re: Chase Marriott Prequalified App - Dreaded 7-10 Day Message


@Anonymous wrote:
It’s for chase customers and they are basically getting prequalified for a ton of offers they didn’t qualify for. Hundreds of posts about it on Facebook. It’s crazy!

Can you quantify what you mean by awful credit?  Below 600's?  Or are you talking in the mid 600's getting approved if so as stated chase is known to do this.  Be interesting if a glitch, but i doubt it as I certainly got two hp's from it..  Already show on my online account etc.  I think 19k for my approval is about right for my profile/income etc and compared to other chase cards and other lenders.  I know their have been some denials as well not all are approved from the little info i have found so far on DOC/Reddit..  Havent done any of the facebook groups though.  

Message 10 of 39
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