Chase Marriott Prequalified App - Dreaded 7-10 Day Message

[Anonymous]

Someone in group had 602 and was approved . A lot the members had prequal for cards they are for 700+. Congrats on ur approval 😌. I don’t bank with chase but thought it was interesting

[CreditCuriosity]

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@Anonymous wrote:
Someone in group had 602 and was approved . A lot the members had prequal for cards they are for 700+. Congrats on ur approval 😌. I don’t bank with chase but thought it was interesting

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appreciate the info.  so not necessaily a glith i could see possibly someone with a 602 being approved for a card at bare min 5k limit on said card or 2k limit if platinum level card of theirs.  Depends on scoring model they used as well as 602 could be a fako or a mortgage score where their 08's could be a bit higher, etc..  Certainly something changed with Chase.  Whether it was those 3 cards being United, SW, Marriott expanding business is to be determined.  Chase usually doesn't make these type mistakes if indeed it is one.  Time will tell though i suppose.  

[CivalV]

I know 2 people who were denied with good scores. One just opened recent accounts and the other has recent lates. Both were “preapproved” just like myself. I’ve had the offers sitting for weeks now but decided to jump when I was reading up here on the forum last night.

[Anonymous]

Yeah highly doubt there is a glitch with chase. I think it’s just a matter of them promoting cards with various partners around the holidays.

As mentioned in another thread my CSP and freedom offers fell off the table and chase has been lowering APR on the United, Marriott and southwest for past 3 weeks.

[Remedios]

All this talk of glitch...
APRs are glitchy, but those are not cards to carry balances on, so whichever one they happen to slap in there, so be it
As far as approvals themselves, if they are approved, they are approved.
Chase has always done whatever Chase wanted to do. For some, 5/24 is as real as it gets. My Chase cards all came well over that number. They did not seem terribly bothered past the initial few SPs.

As far as approvals with 602, I wonder what else Credit Karma told them is happening with their scores.
Every time I read "Facebook and credit groups" I experience severe brain and body spasms, especially because most are run by "credit repair" hacks.
One could probably get more reliable info from Weather Channel.
I'm super excited to see these approvals given how stingy Chase can be with "fine, you're in"

[Anonymous]

Hey, I recently got the dreaded 7-10 day with my CSP app. But my letter showed up and they wanted me to verify my identity and poof, they approved me on the phone! So it’s not an immediate nail yet.

[kdm31091]

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@Remedios wrote:
As far as approvals themselves, if they are approved, they are approved.

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There's always the chance Chase will rescind the cards for those who didn't truly qualify. It happened awhile back when there was tons of hype on the BoA Merrill card, for example. Some got the approvals taken away with an "approved in error" letter being sent out. That wasn't Chase, and I'm not saying it's the norm, but it certainly could happen - hopefully it doesn't, though.

[AverageJoesCredit]

Red pill blue pill

[spiritcraft1]

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@Anonymous wrote:
Hey, I recently got the dreaded 7-10 day with my CSP app. But my letter showed up and they wanted me to verify my identity and poof, they approved me on the phone! So it’s not an immediate nail yet.

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Thanks.  I guess we will see what happens.  I will update the thread.

[CreditCuriosity]

Can call the verification # in Sticky today as well and see if they need any information from you and if they do well you will know if they transfer you to lending not good or just await the letter.