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Chase Pre-Approval Odds?

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SirMilo
Regular Contributor

Chase Pre-Approval Odds?

Hey everyone.

 

Quick question- are Chase pre-approvals pretty solid? Let me go on record now that I understand that there are no guarantees, even with pre-approvals. I signed in to my Chase account a couple of days ago to make a payment and it appears that Chase is really wanting me to apply for the CSR or CSP. I have banners on top of every page, "offers" on the right side of the primary account page and offers showing on the Credit Journey page.

 

I probably won't bother persuing an app since Chase and I have a love/hate relationship. Be that as it may, I thought that I might get some opinions since I will start traveling again in the future and have nothing in the way of miles cards. Even if I do start traveling some, it won't amount to much for the next few years.

 

So, are the odds pretty good as long as there have been no file changes?

 

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Message 1 of 4
3 REPLIES 3
JoeRockhead
Senior Contributor

Re: Chase Pre-Approval Odds?

Based on many accounts I've seen here, Chase pre-approvals seem to be pretty solid.

Message 2 of 4
fury1995
Valued Contributor

Re: Chase Pre-Approval Odds?

I had the same preapproval for CSP and CSR after having a love hate relationship with Chase for years.

I took the hint.

It's solid.
August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

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Message 3 of 4
nytokyobred79
Valued Contributor

Re: Chase Pre-Approval Odds?

As both @JoeRockhead  & @fury1995  say, their pre-approvals are pretty solid. I got my CFU last August from a green check mark pre-approval. The pre-approval came with a fixed APR and I got that same APR once I applied. My profile hadn't changed in the period from when pre approval appeared and I applied ( which was 2 months later). 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
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