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Chase PreQualified

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ScoreOrBeScored
Valued Contributor

Chase PreQualified


when seeing if your prequalified on  Chase website , does it SP your TU ? And if so, if you App thru the offer your prequalified for

does it HP from your TU vs cold app'n and it pulling EX ?

my TU is 100% clean which makes me believe it SP TU and my EQ & EX is pretty Jacked up.

If anyone knows how Chase Prequalified thing works, please fill me in.

Thanks....

Message 1 of 28
27 REPLIES 27
CreditCuriosity
Moderator Emeritus

Re: Chase PreQualified

For me personally Chase SP's have been TU from their website and also approved HP only to TU.. The website I am sure is 90% only TU for its pre-quals.  Regarding if you app, they can really pull any CR, I just got lucky and it was TU they pulled..

Message 2 of 28
baller4life
Super Contributor

Re: Chase PreQualified


@CreditCuriousity wrote:

For me personally Chase SP's have been TU from their website and also approved HP only to TU.. The website I am sure is 90% only TU for its pre-quals.  Regarding if you app, they can really pull any CR, I just got lucky and it was TU they pulled..


+1 Same happened to me. TU pull only. Apped Slate and Freedom. Only one hp.

Message 3 of 28
ScoreOrBeScored
Valued Contributor

Re: Chase PreQualified

Thanks for the replies, I know I really don't need this card and trying really hard to stay away. Lol.. It's more because I finally got a Real Prequalified 

and want in with Chase and because TU is clean now and want to take it for a test drive. Lol 

 

i have Sallie Mae so Freedom would just over lap it HUH ? I want a AARP but can't get it til my other reports are clean. 

 

Is is the Slate any good ? It popped up in the PreQaulify also. 

Message 4 of 28
baller4life
Super Contributor

Re: Chase PreQualified

Slate is a no fee bt card. 0% apr for bt for 12 or 15 mos. Can't remember. I personally would go with Freedom. Sallie Mae has such a low cap. Freedom could take up the slack. Plus the categories change quarterly for Freedom. So it won't always be the same as Sallie Mae. I have both. Smiley Happy
Message 5 of 28
ScoreOrBeScored
Valued Contributor

Re: Chase PreQualified


@baller4life wrote:
Slate is a no fee bt card. 0% apr for bt for 12 or 15 mos. Can't remember. I personally would go with Freedom. Sallie Mae has such a low cap. Freedom could take up the slack. Plus the categories change quarterly for Freedom. So it won't always be the same as Sallie Mae. I have both. Smiley Happy
Baller, there you go AGAIN, putting a battery in my back. Lol... I honestly need to wait on the ring and then app for freedom right after the ring. Ughhhh
i said I was gonna stop App'n but seems as if I'm back sliding. Lol
Message 6 of 28
baller4life
Super Contributor

Re: Chase PreQualified

Lmao. Why not app Freedom and Ring same day?? Can you afford two TU hps?
Message 7 of 28
ScoreOrBeScored
Valued Contributor

Re: Chase PreQualified

Baller, I have 1 HP on TU, yes I can afford it. 731 fico ,SM @ $9,600 opened Jan 23rd 2015. 

 

Im more concerned if Chase will only pull my TU for app if I app thru PreQaulify offer since that's what they ar SPing

 

 

Message 8 of 28
baller4life
Super Contributor

Re: Chase PreQualified

Very very likely that apping from pre-qual site will only be TU.
Message 9 of 28
CreditCuriosity
Moderator Emeritus

Re: Chase PreQualified

Score sent you a PM..

Message 10 of 28
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