Chase - Prequalified

[Anonymous]

Choose One of Your Pre-Qualified Offers

Chase Freedom®           

Chase Slate®

Chase Sapphire Preferred®

I don't need a card for BT. I want 1 card with Chase for a high SL. And then I am going to apply for a Discover.

I had several Chase cards when I was younger and never had a problem with them. They gave me SL from $5000-7400.

I don't think I'll spend $4000 in the first three months. But I do want a card with rewards.

I don't know what, but I really want to apply now. But I would prefer to wait until my scores are in the 790-800+.

But I think reading other people's approvals is causing me to want to also do it. Maybe I should step away from Myfico.com for a while.

Suggesstions...which card?

Wait or go for ti?

[Anonymous]

It would help to know what cards you presently have.  The Chase Pre-qual site is pretty accurate.  I got my Freedom first then apped for the CSP a month later and got it.  Some people are able to get them both at the same time I've read.  They are a great combo being used together.  If it's something you really want and there is no reason to garden because of something big coming up, like a mortage for example, I say go for it!  My CSP does look good in my wallet

[Anonymous]

I wouldn't want two cards from them only 1 along with a Discover.

Going to buy a house next year probably in the summer.

[Anonymous]

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@Anonymous wrote:

I wouldn't want two cards from them only 1 along with a Discover.

Going to buy a house next year probably in the summer.

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Do the CSP if you don't mind the annual fee.  The starting limit for the card is $5,000.  However, if you can't justify the annual fee then do the Freedon card.  Whatever you do, report back with results.

[taxi818]

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@Anonymous wrote:

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@Anonymous wrote:

I wouldn't want two cards from them only 1 along with a Discover.

Going to buy a house next year probably in the summer.

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Do the CSP if you don't mind the annual fee.  The starting limit for the card is $5,000.  However, if you can't justify the annual fee then do the Freedon card.  Whatever you do, report back with results.

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Agreed. and do it as soon as you can. if you are buying a house. you want to be far away from your last application. even if that is 12 months from now. Good luck.

[kdm31091]

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@Anonymous wrote:

Choose One of Your Pre-Qualified Offers

Chase Freedom®           

Chase Slate®

Chase Sapphire Preferred®

I don't need a card for BT. I want 1 card with Chase for a high SL. And then I am going to apply for a Discover.

I had several Chase cards when I was younger and never had a problem with them. They gave me SL from $5000-7400.

I don't think I'll spend $4000 in the first three months. But I do want a card with rewards.

I don't know what, but I really want to apply now. But I would prefer to wait until my scores are in the 790-800+.

But I think reading other people's approvals is causing me to want to also do it. Maybe I should step away from Myfico.com for a while.

Suggesstions...which card?

Wait or go for ti?

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Well the CSP is only really useful with certain spend and with travel. You can cash out at full value with the points but there's no point in paying $95 for a 2% dining/travel card with 1% elsewhere.

If you're annual fee averse, you could go for Freedom but it is very similar to Discover reward wise....so might be best to simply choose another lender/card to go along with your Discover if Chase has nothing that suits your needs. Remember just because you're prequalified doesn't mean you have to choose a product from Chase.

[Anonymous]

I know this, but I don't want to apply for anything with Cap1 since I don't want three HPs. 

And I realize that the Freedom card is very similar to Discover.