Hi, new to turns but just wanted to add my experience with Chase sapphire preferred. I was preapproved online and received the 30 day notice upon completing the application. The following day, the automated line said 2 weeks, then it said 7 t0 10 days. After 1 week I received a letter in the mail to verify my identity. Called and was approved for 5000!
My fico is 692
AAOA IS 6 months
UTI is 15%
2 credit cards: 1 amex with 1000 limit and an authorized user on Disney chase visa w/ 2800 imit.
I had one charge off with nfcu in 2011...i was an authorized user.