@Nolan34 wrote:Well I was approved
I didnt see the message until now but I did call and speak to someone. Took all of one minute for her to tell me I was approved.
Congrats!
@CreditCuriousity wrote:DO NOT CALL UW/RECON! Repeat DO NOT CALL UW/RECON #.
Call the automated status line only. Let me know what the message says when you input you SSN. If it says 2 weeks or 30 days then it isn't a denial and most likely an approval; if it say 7-10 days then most likely a denial although not always the case. You can call the application status line as that is safe. If you call UW you will 99% chance of being declined, just let it play itself through the system! Let me know what the automated status line says
You can call Chase: 800-436-7927 (App status - automated) and then hit # then 3 then 1 and will ask for SSN and will give you update and see my above to reference where your application currently resides and possible outcomes.
I applied for Slate online on Monday at 8:00am. Got the 7-10 message.. Called the recon # about an hour or so later when I got to work. Told was declined. I asked for recon. Woman seemed a little testy and first. Went over report and told her that balances she was showing were wrong. Had paid off a bunch. Said my HELOC was showing as a $60k credit card, which I explained couldn't be right. Put me on hold. Then asked what the HELOC was for. Explained it was for renovations for the house. Asked about a Chase card I had years ago that was charged off. Actually forgot about that. But I believe I entered in payment settlement with them. On hold again. Came back and approved $5k limit. So I guess YMMV regarding recon success
^Grats on the approval, but your case seems to be an outlier. Typically calling and talking to UW/lending leads to a denial that won't be overturned.
