Can someone help me translate this letter, my confusion comes from the SOLID APR and the word "Pre-Selected". I checked the normal chas.con website and it shows a variable of 18.49% - 25.49%. This letter shows 17.74% SOLID.
Please keep in mind.... way way way over 5/24
no realtionship with Chase at all. Just there Credit Journey program, which shows no offers.
The Solid APR...it gets me
@CreditCuriosity wrote:dont be lured into marketing.. Chase 5/24 is alive and well other then a fluke last weekend unless targeted on their website. If you don't mind a double pull and a possible denial then sure go for it, but if over 5/24 then I would certainly edge on the side of caution. Does mailer have opt-out prescreen language on it by chance?
It sure does. I have received these mailers before BUT never with a SOLID APR.
@CreditCuriosity wrote:Its a gamble either way, but if has opt-out prescreen and a code or something to put in not sure how chase pre-quals work for mailer than the question is can you swallow two hp's for a possible denial? could go either way as had pre-qual with opt-out on their site language with firm apr, but was logged into chase account. really dont know what to say it could go either way. if offer code or some special link or just apply at chase.com, etc, etc??
Invitation Number and when i get to the website it will not let me go past unless i put the Invitation code in and then i see this again...
@CreditCuriosity wrote:If it was me I would go for it.. Unlock are 3 cra's and role the dice.. Assuming that you want and can use the card. Obviously still could be a denial, but i think you might of got a winning lottery ticket. Nothing is guranteed in the credit world, but this might just bypass the 5/24 rule. Interesting DP none-the-less as never heard of chase doing things quite like this before... Wish you luck if you go for it and can utiliize the card.
Here is the second page - I also get a $100 Statement credit WHICH is not on the PUBLIC SITE !
