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Chase Success after "Further Review"

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JustKeepSwmng
Contributor

Chase Success after "Further Review"

I have never receieved a chase preapproval offer. Have checked randomly for years but have never cold applied. Decided to just apply anyway after reading lots of threads about it. Was very nervous. Got the "app needs further review" banner. Called the following day and was transferred to Fraud verification. Next morning got an email that it was approved.. Just want to add another data point for success after app review messgae. 

 

This card was specifically for an already reserved upcoming Marriott stay for $4k that I want to get points on. Apped for the Chase Bonvoy Boundless for the lower AF since I have Bonvoy Gold status with my Amex Platinum. Will update with SL once I receive the card

The Journey Begins...
4/2020 EX: 591 EQ: 589 TU: 626
03/2022 EX: 725 EQ: 706 TU: 729
11/2025 EX: 773 EQ: 762 TU: 771
4 REPLIES 4
dfwxjer
Established Contributor

Re: Chase Success after "Further Review"

They did that with my CSR. A 2 minute phone call with their fraud team got whatever alert cleared and then I was approved. 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime, United Explorer
Citi - Custom Cash, Costco Visa
TCL - $370k
CC utili - 2%
Experian - 818
Message 2 of 5
JustKeepSwmng
Contributor

Re: Chase Success after "Further Review"

 


@dfwxjer wrote:

They did that with my CSR. A 2 minute phone call with their fraud team got whatever alert cleared and then I was approved. 


Nice! I'm guessing whatever restriction has been there for a while and maybe why I never get preapproval offers from them mailed/online.

The Journey Begins...
4/2020 EX: 591 EQ: 589 TU: 626
03/2022 EX: 725 EQ: 706 TU: 729
11/2025 EX: 773 EQ: 762 TU: 771
Message 3 of 5
JustKeepSwmng
Contributor

Re: Chase Success after "Further Review"

Approved for $5600. I'll take it 

The Journey Begins...
4/2020 EX: 591 EQ: 589 TU: 626
03/2022 EX: 725 EQ: 706 TU: 729
11/2025 EX: 773 EQ: 762 TU: 771
Message 4 of 5
Copenix
Frequent Contributor

Re: Chase Success after "Further Review"

Very nice! Congrats on your approval.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $120K | Utilization 0.9%

FICO 8s August 2026


Message 5 of 5
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