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i applied for Chase Freedom Unlimited qlast night and was approved SL 9k, very happy about that. My question is, should I go back in apply for a second Chase card today for 1 HP? My goal is to have 4 Premiere cards and then go to the garden for awhile. I have 3 now including my Chase Freedom.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Don't just think about combined HPs. Is there another Chase card you actually want and that will benefit your spending?
IMO sometimes people worry too much about combined HPs and not enough about whether the cards will actually suit them. You may get a second card without an extra HP, but it's still a new account reporting, so it's good to make sure it's something that's useful to you.
Hmmm, was approved earlier today for a Freedom card, and CreditCards.com CreditMatch recommended me some other Chase cards. Let me know how it goes. I wouldn't mind another Chase card.