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Chase app--should I apply for 2

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Anonymous
Not applicable

Chase app--should I apply for 2

i applied for Chase Freedom Unlimited qlast night and was approved SL 9k, very happy about that.  My question is, should I go back in apply for a second Chase card today for 1 HP?  My goal is to have 4 Premiere cards and then go to the garden for awhile.  I have 3 now including my Chase Freedom.

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Chase app--should I apply for 2

If you are under 5 new credit cards reporting in the last 2 years, and they have another card you can use... Sure.
Message 2 of 7
RonM21
Valued Contributor

Re: Chase app--should I apply for 2

I don't see why not. If you planned on getting another at some point anyway, you might as well try to save yourself a HP.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 7
kdm31091
Super Contributor

Re: Chase app--should I apply for 2

Don't just think about combined HPs. Is there another Chase card you actually want and that will benefit your spending?

 

IMO sometimes people worry too much about combined HPs and not enough about whether the cards will actually suit them. You may get a second card without an extra HP, but it's still a new account reporting, so it's good to make sure it's something that's useful to you.

Message 4 of 7
B335is
Moderator Emeritus

Re: Chase app--should I apply for 2

I'd be prepared for another HP. Chase isn't particularly known to give multiple cards with one pull.
Message 5 of 7
driftless
Valued Contributor

Re: Chase app--should I apply for 2

When did you app for your Chase Freedom card? Chase will decline a third application if the three are too close together.
CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus
Message 6 of 7
Anonymous
Not applicable

Re: Chase app--should I apply for 2

Hmmm, was approved earlier today for a Freedom card, and CreditCards.com CreditMatch recommended me some other Chase cards. Let me know how it goes. I wouldn't mind another Chase card.

Message 7 of 7
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