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Chase application question

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mowglidude
Frequent Contributor

Chase application question

If app is denied, will robo lady keep saying 7-10 days or 2 weeks and I'll just receive a denial letter, with no change in automated line?
Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 788 TU 791 EQ 785 05/09/23
Goal: Was 740 across all bureaus. DONE!
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Chase application question


@mowglidude wrote:
If app is denied, will robo lady keep saying 7-10 days or 2 weeks and I'll just receive a denial letter, with no change in automated line?

Not really.. Some people have had the same message for 2 weeks and have even gotten a denial letter in the mail only for the account to appear under their profile or a card coming in the mail.

 

Yep, Chase can be weird sometimes so it is a YMMV..

Message 2 of 7
mowglidude
Frequent Contributor

Re: Chase application question


@Anonymous wrote:

@mowglidude wrote:
If app is denied, will robo lady keep saying 7-10 days or 2 weeks and I'll just receive a denial letter, with no change in automated line?

Not really.. Some people have had the same message for 2 weeks and have even gotten a denial letter in the mail only for the account to appear under their profile or a card coming in the mail.

 

Yep, Chase can be weird sometimes so it is a YMMV..



@Anonymous wrote:

@mowglidude wrote:
If app is denied, will robo lady keep saying 7-10 days or 2 weeks and I'll just receive a denial letter, with no change in automated line?

Not really.. Some people have had the same message for 2 weeks and have even gotten a denial letter in the mail only for the account to appear under their profile or a card coming in the mail.

 

Yep, Chase can be weird sometimes so it is a YMMV..


Yeah funny you say that. The same day I received my Arrival+ card, I received a denial letter for the same card. So, we'll see. Outta my control for now..

Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 788 TU 791 EQ 785 05/09/23
Goal: Was 740 across all bureaus. DONE!
Message 3 of 7
paix
Established Member

Re: Chase application question

I applied for Freedom and CSP the same day. Freedom was approved instantly. CSP was 7-10 days message, I called and recon but was still denied due to not having a high card. The status line still says 7-10 days even though I know I've already been denied, I'm sure the denial letter is on route. Smiley Sad

Message 4 of 7
mowglidude
Frequent Contributor

Re: Chase application question


@paix wrote:

I applied for Freedom and CSP the same day. Freedom was approved instantly. CSP was 7-10 days message, I called and recon but was still denied due to not having a high card. The status line still says 7-10 days even though I know I've already been denied, I'm sure the denial letter is on route. Smiley Sad


Yeah, kinda have that feeling myself. But they did request address verification, for whatever it's worth.

Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 788 TU 791 EQ 785 05/09/23
Goal: Was 740 across all bureaus. DONE!
Message 5 of 7
thummel
Established Contributor

Re: Chase application question

Adress verfication is a good sign. I don't think your in a total denial just yet.
Message 6 of 7
mowglidude
Frequent Contributor

Re: Chase application question


@thummel wrote:
Adress verfication is a good sign. I don't think your in a total denial just yet.

Yeah, on both apps I received seperate letters requesting address and DOB verification. I faxed themmy DL and then smail mailed copy each time.

Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 788 TU 791 EQ 785 05/09/23
Goal: Was 740 across all bureaus. DONE!
Message 7 of 7
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