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Chase blacklist

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juniornj23
Established Contributor

Chase blacklist

I burn my chase slate about 8 years ago .Do you think i still in the balcklist ? Is there anyway to make sure ?

My score is around 710 to 720 and I'm preparing for an app spree .

Chase
Amex
Citi
Are the bank i want to get the door open
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 1 of 25
24 REPLIES 24
Anonymous
Not applicable

Re: Chase blacklist

I was on us bank blast list 3 years ago. I now have two cards through them with 5k cl each

 

 

Message 2 of 25
ojefferyo
Valued Contributor

Re: Chase blacklist

No way to know without app'ing

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 3 of 25
creditguy
Valued Contributor

Re: Chase blacklist

How much did you burn them for? Was it a BK or simply a charge off? Do you have a current banking relationship with Chase?
Message 4 of 25
thummel
Established Contributor

Re: Chase blacklist

Us bank and Chase are just a little different in terms of underwriting justjkit. But regarding the OP original post only way to know is apply but don't be surprised if you get a lower limit.
Message 5 of 25
Loquat
Moderator Emeritus

Re: Chase blacklist

If it helps you make a decision...I had a Providian Visa that was included in my BK13.  That account info was moved then to WaMu and then on to Chase.  To this very day, Chase is still peeved about that Providian account and will not allow me to have a product with them.  I've accpeted it and moved on...

Message 6 of 25
juniornj23
Established Contributor

Re: Chase blacklist

It was 300 went to collection i pay in full the funniest thing is that when i log in into my chase cheking account the card still there . I also had a car loan with then and pay off in 3 years insted of 5 . .
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 7 of 25
creditguy
Valued Contributor

Re: Chase blacklist


@juniornj23 wrote:
It was 300 went to collection i pay in full the funniest thing is that when i log in into my chase cheking account the card still there . I also had a car loan with then and pay off in 3 years insted of 5 . .

Well as others have stated, applying is the only way for sure to know if you are blacklisted. Since the amount was very small its plausible they will not hold it against you, but one never knows until they try, Good Luck. 

Message 8 of 25
ddemari
Super Contributor

Re: Chase blacklist

I burned Chase hard in a 2003 bankruptcy. I didn't get serious about getting back in with them for a long time and when I did my success lied in super low utilization and inquires, like 2% utilization across the bored and was approved for freedom
In 2014. Now I have 13 Chase cards.
Message 9 of 25
Creditplz
Valued Contributor

Re: Chase blacklist

I burned chase on a Checking account that was like -600 from when I was in college... It was charged off but never sold to collections. I paid it in full 3 months or so before applying... And I was approved across 3 cards for 41.5K.

Just a warning I was AA 2 times after the approvals.. Risk manager told me I only get to keep them because of my income and perfect payment history Smiley Happy! Also I have no negatives of any sort and had 0% UTL. Scores were all 730+ EX Fico8, on approval letter it was stated on their "Risk assessment scale" I was only a 651.

You won't know if they even consider it unless you apply Smiley Happy
Message 10 of 25
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